Prosper with collateral free business loans Effortlessly

SMEs that meet the following criteria are eligible for ‘Term Loans’


  • Minimum operational history of 2 years
  • 2 years ITR for >10 lacs
  • VAT returns for the last 12 months


  • Business Registration Proof
  • KYC documents of the applicant and the organisation
  • Bank statement for the last 6 months
  • Pan Card of the promoter
  • Aadhaar Card of the promoter

Get upto 50 lacs in under 24 hours.

We work with specific segments and use our understanding to make loan better

Quick & Simple

Minimum documentation. No collaterals

Multiple Lenders

One application. Multiple lenders. Increased chances of loan approval

Best Fit

Specific loan products. For specific business needs

Flexible & Transparent

Choice of loan tenure & repayment modes. No hidden charges

Get Working Capital Loan at Convenient rates

Credit Line, also popularly known as overdraft facility, is highly recommended for businesses that need regular cash inflow. Businesses regularly need money to manage a host of activities like offering credit to their customers, avail discounts when they pay upfront, meet seasonal business needs, or pay their vendors. Unsecured business credit line is a great way to keep up with such expense.

We manage complete customer lifecycle and get loan offers from several top lenders in India to make sure that you get the best deal along with the ability to pick a favourable repayment mode and tenure. Once approved, the loan facility can be used for up to 12 months.

Manage your business expenses with working capital loans in India

We have revolutionized the whole process of acquiring overdraft loan and have made it simple and quick. You can apply for the loan online for up to Rs. 50 lacs and get it approved within 24 hours. Be it an expected or an unexpected business expense, you can always rely on Indifi to help you find the best unsecured business loans.

Once the loan is processed, you can use the money as per your requirement and only pay for what you use. We charge a minimum processing fee to make sure that the working capital loan is not just convenient and valuable but affordable too.

Choose the best overdraft loan for SMEs

We understand that the financial needs of every business are different. As a result, we offer a customized unsecured line of credit loans which are tailor-made as per the business sector and needs. With highly competitive interest rate, flexible tenure and repayment schedule, you are sure to experience loans in a modern and more effective way with Indifi.


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