Our Loans Are Designed For One Thing Your Business Needs

Term Loans

Lumpsum capital to expand and grow

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Credit limit to manage cash flows

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Capital from Invoices unlocked to be reused in your business

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Easy to manage loans based on POS machine swipes

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Why Indifi

Get upto INR 50 lacs in under 24 hours

We know every segment is different so we focus on understanding each one to make loans better

Quick & Simple

Minimum documentation. No collaterals

Multiple Lenders

One application. Multiple lenders. Increased chances of loan approval

Best Fit

Specific loan products. For specific business needs

Flexible & Transparent

Choice of loan tenure & repayment modes. No hidden charges

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Akshay Sachdeva

Owner – Klass Communication

“Taking your offline business to online platforms has become critical. But finding the funds for it isn't that easy. Luckily, Indifi saw the potential in the industry and backed us to do it.”

About Business Loan

As a business owner, there may be times when you feel the need for quick and easy access to funds to optimize the growth of your business. The requirement may vary from expanding current operations and buying new inventory or machinery to taking up another large project or even starting a new business. Regardless of what the requirement may be, having a quick and hassle-free access to funds is an obstacle in most such cases! Indeed, there are a lot of traditional lending institutions offering loans to businesses. However, when it comes to small businesses, the scenario tends to get a little difficult. This is because traditional lenders mostly offer loans to businesses on the basis of collaterals which most of the small businesses are unable to furnish. As a result, there is a certain need-gap for the availability of credit to these small businesses hindering their growth and expansion.

Get Instant Business Loan Online With Indifi

Indifi addresses this need-gap with its innovative online lending platform that facilitates tailor-made small business loans without security to cater to the financial requirements of small businesses.

Over 10,000 customers trust Indifi for quick and hassle-free business loans customized to their requirements, with minimal documentation and eligibility criteria.

The process of applying for a business loan with Indifi is really simple and transparent. A business owner just needs to fill his basic business and KYC details, and Indifi uses its advanced algorithms to procure relevant data from other sources, draw insights, and judge the creditworthiness of the business along with its current and past performances.

Moreover, small businesses can also avail quick and simple business loans from Indifi based on their business transactions. For example, a small restaurant can get an instant restaurant loan for its business basis its transactions with food aggregator and delivery apps. The restaurant just needs to fill a simple online application form with Indifi and Indifi evaluates the application further, basis the restaurant’s financial transactions with different food delivery apps.

With Indifi, small businesses can optimize their growth avenues by availing an instant business loan of up to INR 50 Lacs as quickly as within 48-72 hours. Indifi offers various types of loans for businesses including term loans, credit lines, short term loans, invoice discounting, and merchant cash advance, among several other unique and customized loans for business products.

Apply now to get an instant business loan based on your business’ current and previous transactions through a quick and simple application process provided by Indifi, enabling you to enjoy better business growth trajectories!

Features & Benefits Of Business Loan

  • Collateral Free

  • Swift Disbursal

  • Flexible Repayment Terms

  • Tailored to your business’ requirements

  • Low-Interest Rates

Why Do MSME Need Business Loans?

  • Improved Cash Flow: Live up to your goals and aspirations by increasing business cash flow.

  • Business expansion: MSME Loan helps to expand your business, hire more employees and renovate your office building.

  • Loan for new machinery/equipment: Experiment with and purchase new equipment based on your project requirements. Loans for MSMEs are helpful to establish your new machinery and plants as well.

  • Access to new technology: Always be ahead of the curve! Start upgrading to the latest technology by availing these loans.

  • Funds for seasonal and specific needs: Don't hesitate to hire seasonal employees and stock on the inventory based on your requirements.

  • Franchise Financing: With the help of MSME loan scheme you can start franchises for your business in other cities and expand your brand’s geographical footprint.

  • Funding for next project opportunity: Take risks at the right time to grab projects that yield you an increased ROI.

Business Loan Eligibility Criteria

  • Age greater than 23 years

  • Business vintage of around 1 year

Documents For Business Loan Application

  • Pan Card of promoters and the firm

  • Address proofs of promoters and the firm

  • Business registration proof

  • Bank statement of the firm for the last six months

  • In case of a business loan of more than 15 lacs, latest ITR is mandatory

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Frequently Asked Questions


When asked, most business owners shared that access to capital is the single biggest roadblock to growing their businesses. With more cash flow, these businesses can hire new employees, purchase more inventory, take more orders, upgrade equipment and boost their marketing efforts.


Applying is quick and easy and typically takes less than 10 minutes. We ask for basic information about you and your business. Securely connect your bank information so we can assess your business without long forms, waiting in line or having to dig up old paperwork. Your association with business services who we have partnered with helps get you more fitting loans.


We need your

  1. Pan Card
  2. Aadhaar Card
  3. Address proof of self and firm
  4. Business registration proof
  5. Bank Statement last 6 months.
    In case of loan more than 15 lacs, latest ITR