Are you seeking to increase working capital to expand your existing business or launch a new business in Gurgaon? Then you are at the right place! Yes, Indifi has proven itself one of the best business loan providers in Gurgaon by offering some awesome small MSME loan schemes

If You Are Looking For Business Loan In Gurgaon, You Can Avail

Upto 1 Crores

Get loan upto 1 Crores
depending upon the need

1.5% Per Month

Get amazingly low interest rate starting from 1.5% per month

3% Fees

We charge processing fee starting at 3%

36 Months

Get a loan with a tenure of upto 36 months

Business Loan Eligibility

  • Minimum operational history of 1 years
  • Promoter age 22 and above

Required Business Loan Documents

  • KYC documents of the entity & promoters
  • Bank statement for the last 6 months
  • ITR required for annual turnover > Rs.5 Crores

About Business Loan In Gurgaon

The development of retail centres, big corporate offices, and the availability of quality housing has made Gurgaon a developing business hub in India. Cleaning, Clothing, IT, Construction, Consultancy, Education, and Financial businesses are blooming in Gurgaon, along with many other types of industries. But setting up a small or medium scaled company in Gurgaon requires funds for ensuring its smooth operations. Indifi has eased up the process of getting a business loan in Gurgaon so that you get the right type of loan for your needs without wasting any time. And you wouldn’t have to stand in queues to get your work done. Indifi begins and completes your loan process through an online medium.

Features and Benefits Of Business Loan In Gurgaon

  • Instant Processing
  • Indifi quickly sanctions your loan within three days of receiving your application. Our smart algorithms instantly check the required details about your business and help the lenders in facilitating your business loan in Gurgaon quickly so that you continue your operations in a hassle-free manner.

  • Transparent and Simple Procedure
  • Right from the submission of your application to the sanction of the loan, every process of getting a business loan in Gurgaon is done online in the easiest way possible. You can get all the required information regarding your application and the charges on it from our team.

  • Multiple Lenders and Partners
  • Indifi has multiple lenders and partners for investing in various types of industries and requirements. This helps us in facilitating a wide range of loans for the borrowers.

  • Customized Loan
  • Our teams will plan the best type of customized business loan in Gurgaon to fit your various requirements like purchasing machinery or equipment, improving the efficiency of manpower, or starting a new venture.

  • Adjustable Repayment Structure
  • Your convenience will be the only deciding factor for your repayment. You can repay your business loan in Gurgaon in weekly or monthly instalments according to your capacity.

Documents Required For Business Loan In Gurgaon

  • PAN card of every business promoter of the company

  • Address proof of the promoters

  • Bank statement for the past 6 months

  • Aadhaar card of every business promoter

  • Latest ITR (for loan amount more than INR 15 lakh)

  • Business Registration Proof

Factors affecting your Interest Rate

  • CIBIL Score
  • The three digits of your CIBIL Score determine your creditworthiness. Ideally, you should have a score of more than 750 for getting a business loan in Gurgaon. However, at Indifi, we also check other parameters to judge your creditworthiness.

  • Repayment History
  • If you have successfully cleared your previous debts, the rate of interest on your loan will be lowered.

  • Revenue
  • Before planning the interest rate, the lenders analyse your monthly, quarterly, and annual revenue. The rate of interest will be lower for companies that generate good revenue and apply for business loan in Gurgaon.

Why Choose an Unsecured Business Loan?

  • Less Risky
  • Getting a collateral-free business loan in Gurgaon through Indifi is less risky because you don’t have to worry about the collateral. There is no need to pledge or guarantee anything for getting the loan.

  • Flexibility
  • Indifi gives you the flexibility to choose your term of repayment and its structure. You can choose the length of your payment time and its frequency subject to the conditions of the lender.

  • Quick Disbursal
  • An unsecured business loan in Gurgaon is quickly sanctioned to help you in continuing your operations immediately.

Frequently Asked Questions

  • What does a business loan mean?
  • A business always requires funds to start a new project, manage the current operations, market, or execute a task. Getting a business loan in Gurgaon to mature your business means borrowing a certain amount with the plan of repaying it with interest in the future.

  • Which documents are required for getting a business loan in Gurgaon?
  • The following are the required documents for getting a loan through Indifi.

    1. Aadhaar card and PAN card
    2. Address Proof
    3. Previous year’s ITR
    4. Bank statement of the last 6 months.

  • How will a business loan help me?
  • No matter what type of industry your company belongs to, getting a business loan online in Gurgaon through Indifi will help you in managing your current operations, signing future deals, and investing in new projects that demand better resources.

  • Do I have to provide any collateral?
  • Indifi helps you in getting a collateral-free loan within 48 to 72 hours of receiving and processing your information.

  • Can I speed up the process of loan approval?
  • Yes. You can speed up the process of getting your business loan in Gurgaon approved by filling in the correct details in your application in the first go. Whenever the professionals at Indifi ask you for any information, provide it as soon as possible to ensure the quick sanction of your loan.

  • What do you mean by loan foreclosure?
  • If you close your business financing in Gurgaon before the allotted maturity date, it is called as loan foreclosure. You must pay the entire outstanding amount before the immaturity date for foreclosing your loan. By doing this, you will be positively affecting your CIBIL score by showing your trustworthiness and credibility. However, a 4% charge is deducted by Indifi for loan foreclosures.

  • How can I track my business loan application?
  • Indifi will update you at every stage of application processing until your business loan in Gurgaon is sanctioned. Our team will also remind you of the dates of repayment to ensure that you don’t miss any date.

  • What are unsecured business loans?
  • You don’t have to pledge or assign a guarantee for getting a business loan in Gurgaon. Such types of loans provided by Indifi are called collateral-free or unsecured business loans.

  • Do I have the power to change my due date?
  • The due date of the repayment dates and the maturity dates of the loan is decided by the lenders. You cannot change it according to your needs.

Frequently Asked Questions


Applying is quick and easy and typically takes less than 10 minutes. We ask for basic information about you and your business. Securely connect your bank information so we can assess your business without long forms, waiting in line or having to dig up old paperwork. Your association with business services who we have partnered with helps get you more fitting loans.


We need your

  1. Pan Card
  2. Aadhaar Card
  3. Address proof of self and firm
  4. Business registration proof
  5. Bank Statement last 6 months.
    In case of loan more than 15 lacs, latest ITR


When asked, most business owners shared that access to capital is the single biggest roadblock to growing their businesses. With more cash flow, these businesses can hire new employees, purchase more inventory, take more orders, upgrade equipment and boost their marketing efforts.