Abstain from all unwanted hassles of borrowing a business loan in Delhi NCR by staying in touch with Indifi. Being a private financer in Delhi, we make sure to offer an unsecured online loan for SMEs with positive monthly cash flow.

Upto 1 Crores

Get loan upto 1 Crores
depending upon the need

1.5% Per Month

Get amazingly low interest rate starting from 1.5% per month

3% Fees

We charge processing fee starting at 3%

36 Months

Get a loan with a tenure of upto 36 months

Business Loan Eligibility

  • Minimum operational history of 1 years
  • Promoter age 22 and above

Required Business Loan Documents

  • KYC documents of the entity & promoters
  • Bank statement for the last 6 months
  • ITR required for annual turnover > Rs.5 Crores

Business Loan In Delhi NCR

The Indian government urged the small and medium scale enterprises since the last months of 2019 to venture in the unknown spaces by taking risks in exchange for getting higher profits. However, the financial disruption caused by the Covid-19 pandemic has left the industries looming in uncertainty. At such times, getting a business loan in Delhi will help in keeping your company afloat as you try to find an alternative means of generating profit.

Subordinate debts, collateral-free loan, and the Fund of Funds (FoF) scheme are some important schemes proposed to benefit the industries. Indifi makes the process of facilitating your loan in Delhi almost instantly. With minimum documentation and high security of the loan, we have successfully served around 10,000 happy borrowers.

Features and Benefits of Business Loan In Dellhi by Indifi

Indifi bridges the gap between the industries and the banks to create a hassle-free process of accessing funds through the best schemes available for them. Let’s look at the benefits of working with us.

  • Transparent Process:
  • Getting a loan often demands processes that consume most of your time. Above all, the hidden charges come as a big surprise for entrepreneurs who were looking for the best schemes at a minimal cost. Indifi provides complete details of its operations on this website, and there are no hidden charges for getting a business loan in Delhi through Indifi.

  • Minimal Documentation:
  • Indifi makes the process of sending an application for a business loan in Delhi easy for you. With some basic documents, our intelligent algorithms will start acquiring required data from multiple sources, judging the creditworthiness of your business, and drawing insights to make a quick and appropriate decision for your business.

  • Instant Transfer of Loan:
  • Once the application is received, our teams verify the application form and documents and instantly sanction your business loan in Delhi within 48 to 72 hours of processing (if the amount is less than INR 50 lakhs). The online process of approval ensures less paperwork and frees you from the task of standing in the long queues.

  • One-Stop Solution for Different Loans:
  • Small and Medium scale businesses require a business loan in Delhi for advanced machinery, improving the efficiency of manpower, managing the working capital, marketing, opening a new branch, or renovating. Indifi analyses your needs and provides you with the most beneficial loan in the industry.

  • Collateral-free Loans:
  • Worried about collaterals? We’ve got a way out for you. Indifi presents you with the chance to avail short term loans, credit lines, merchant cash advance, invoice discounting, and other types of business loan in Delhi. You don’t have to pledge, assign a guarantee, or investment to get any loan.

Documents Required For Business Loan In Dellhi

Listed below are the documents that need to be submitted to get a business loan in Delhi.

  • Application form

  • Aadhaar card

  • PAN card

  • GST Filing

  • Business Registration Certificate

  • VAT Registration

  • Firm’s Bank Statement

The process of applying for a business loan in Delhi will be completed online by uploading these documents on our website. Our team will inform you regarding the status of your application at every stage. Along with your credit score, we use our advanced algorithms to draw insights and procure information about your business from other sources. Using this information, we judge the creditworthiness of your business by also evaluating your present and previous performance to finally grant you a loan at the lowest interest rate.

Business Loan Fees & Interest Rates

Customized Interest RatesStarting @1.5% PM
Processing Fees3%
Loan Tenureup to 3 years
Pre-closure Charges4%
Eligibility Criteria> 5L Turnover in last 6 Months
Loan Amount₹ 50,000 – ₹ 1 Crores
Installments Monthly

How is Your Interest Rate Calculated?

When you opt for a business loan in Delhi, factors as listed below are taken into consideration.

  • Age of Your Business

  • Past Performance

  • Nature of your business

  • Annual Turnover

  • The reputation of your business in the industry

Why Choose an Unsecured Business Loan?

Indifi eases the process of getting a collateral-free or unsecured business loan in Delhi due to its strong network of lenders and borrowers. You must choose us to get your next collateral-free loan because of the following factors.

  • Adjustable Repayment Structures:
  • Without demanding any extra charge, Indifi gives you the option to choose the repayment method for your business loan in Delhi. Depending on your convenience, you can choose from the weekly and monthly payment cycles.

  • Minimum Interest Rates:
  • The interest rates of getting a business loan in Delhi through Indifi is as low as 1.5% per month. However, there is an extra 3% processing fee on this amount.

  • Customized Loans:
  • Not every loan is fit for the varying requirements of the businesses. The consultants at Indifi help in creating a customized solution for every client who wishes to get a business loan in Delhi, depending on their repayment capacity and current requirement.

  • Group of Lenders:
  • We partner with many lenders to facilitate the best of the service in the industry for your business. Along with our team, we work with the other lenders to instantly process and sanction your collateral-free business loan in Delhi.

Frequently Asked Questions

  1. What is the eligibility criteria for getting a business loan in Delhi?
  2. The age of the applicant must be 22 and above years, and the business must be at least 1-year-old to get approved for a loan through Indifi.

  3. How can I apply for a business loan?
  4. The application process is online on our website. Fill in the application form and upload the required documents to submit your application in less than 10 minutes.

  5. Can I know the EMI of my loan before applying?
  6. Indifi’s EMI Loan Calculator can help you in knowing the EMI amount for your loan amount.

  7. Does Indifi charge for an early loan foreclosure?
  8. Yes. Indifi charges 4% for early foreclosures.

  9. Do I need to have a good credit score for getting a business loan in Delhi?
  10. Having a good credit score will add value to your application. However, Indifi goes a step further to evaluate other factors like the reputation of your business in the market, its previous performance, etc. before sanctioning your instant business loan.

Frequently Asked Questions


Applying is quick and easy and typically takes less than 10 minutes. We ask for basic information about you and your business. Securely connect your bank information so we can assess your business without long forms, waiting in line or having to dig up old paperwork. Your association with business services who we have partnered with helps get you more fitting loans.


We need your

  1. Pan Card
  2. Aadhaar Card
  3. Address proof of self and firm
  4. Business registration proof
  5. Bank Statement last 6 months.
    In case of loan more than 15 lacs, latest ITR


When asked, most business owners shared that access to capital is the single biggest roadblock to growing their businesses. With more cash flow, these businesses can hire new employees, purchase more inventory, take more orders, upgrade equipment and boost their marketing efforts.