Small Business Ideas

In case you want to become your own boss and leave your 9-5 job, you must opt for any of small business ideas. If you have enough passion and an ample amount of working capital, it’s not hard to start one. But if you have a lack of business finances, you should take out a small business loan from a financial institution like Indifi.

If You Are Looking For Business Loan, You Can Avail

Upto 50 Lacs

Get loan upto 50 Lacs
depending upon the need

1.5% Per Month

Get amazingly low interest rate starting from 1.5% per month

2% Fees

We only charge 2% processing fee

36 Months

Get a loan with a tenure of upto 36 months

Eligibility For Business Loans

  • Minimum operational history of 2 years
  • 2 years ITR for >10 lacs
  • VAT returns for the last 12 months

Documents Required For Business Loan

  • Business Registration Proof
  • KYC documents of the applicant and the organisation
  • Bank statement for the last nine months
  • Pan Card of the promoter
  • Aadhaar Card of the promoter

Top 10 Small Business Ideas

There are a lot of small business ideas to start with. To help, we have compiled some small business ideas for anybody who needs to launch their own business. Use the following ideas to start your own business:

  1. Freelance graphic designer: Fix your own hours, select some assignments, and create a portfolio and you are going to start a business. From blog graphics to website design and more, numerous organizations look for the expert and trained designers for many types of projects.

  2. Social media consultant: People love to use social platforms like Facebook, Instagram, and Twitter. Different social platforms provide complete professional courses with certifications which need little or no money. It’s a business which has limitless scopes with a customer base which can maximize across the world. Every year, new opportunities are being discovered, making the potentials for extension unlimited. Moreover, you can use social media management tools which make every task easy.

  3. Vlogger or Blogger: Do you have expertise in a particular field? From removal services and DIY to fashion, travel, and cooking, in case you know the ways of doing something exceptionally well, you should start vlogging or blogging. Everything you require is a good quality camera and a computer. Moreover, you can provide advertising space reviews of products on your platform to make money.

  4. Resume writer: Many people hire help since they find it hard and time-consuming to submit a resume or cover letter while required and create a portfolio for a new job. Help clients with customized resumes, cautiously designed portfolios, and beautifully edited cover letters which don’t make it possible for employers to neglect.

  5. Financial advisor: Albeit many people want to launch or develop their own business, many still are unaware of the ways to financially organize themselves. Start by receiving your CFP (Certified Financial Planner) certificate for showing your credibility to your clients. Otherwise, in case you are already experienced, you can begin by advising people and develop your authority for consulting for larger companies.

  6. 6. Online shop: In case you have an amazing product but a lack of funds to invest in bills, employees, and a physical shop, set your store online. Apart from the insufficiency of monetary investment and time commitment, online marketing scopes are limitless. Moreover, albeit a storefront is ideal for branding, it restricts the chances and size of your audience.

  7. 7. Photographer:Conduct a photoshoot for your friends and family. Ask for referrals, as you create a body of work. Sometimes photography businesses develop by references; hence build a Facebook page where you can tag current clients, which will be displayed in the newsfeeds of their friends also.

  8. 8. Telemarketing services: Telemarketing is one of the marketing efforts outsourced by many companies. You can work as a freelance telemarketer from your home, schedule appointments with clients, and make promising leads for organizations. The price you charge will rely on the size of the organization you are working for and the assignment they need to assign you.

  9. 9. Travel planner:People still seek a travel agent as they are interested in non-conventional travel coordination. In case you always plan an ideal holiday complete with a perfect location, beautiful hotels, and a variety of recognized restaurants organized for every evening, ponder advertising your travel services as an excellent approach to tour planning.

  10. 10. Interior Designer:Same as landscape design, there are many individuals who have the capacity to purchase the furniture and home decoration they require filling their rooms, but some who know where to begin. It may take some time for creating a portfolio but documenting your assignments and sharing them on the web can develop a client base beyond your thoughts.

How to Start Your Small Business

  • Figure out a small business idea

  • Utilize your idea as a hobby or a side business

  • Make a rock-solid business strategy

  • Determine whether you want to be a sole proprietor or an LLC

  • Decide whether your business functions properly from home

  • Get Loan Approved After This Procedure Is Done

  • Arrange a workplace

  • Get to work

Choosing a perfect small business idea is your personal decision. However, it can be useful to discuss your ideas with your family and friends. Never hesitate to ask for help throughout this procedure and keep in mind to have some fun while you are involved in the work. Want to start your small business today? Need a proper amount of business finance to start afresh? Contact us at Indifi and get your business loan approved in a hassle-free way!

Frequently Asked Questions


Applying is quick and easy and typically takes less than 10 minutes. We ask for basic information about you and your business. Securely connect your bank information so we can assess your business without long forms, waiting in line or having to dig up old paperwork. Your association with business services who we have partnered with helps get you more fitting loans.


We need your

  1. Pan Card
  2. Aadhaar Card
  3. Address proof of self and firm
  4. Business registration proof
  5. Bank Statement last 9 months.
    In case of loan more than 15 lacs, latest ITR

Can I extend my moratorium request till Dec'20? Will the company adjust the amount collected during the moratorium against Sep'20 EMI?

The moratorium on payment of Loan EMIs as per the regulatory guidelines has ended on 31st August, 2020. Starting 1st September,2020 we request customers to ensure timely repayment of loan EMI as per the repayment schedule. Any amount collected before 5th Aug will be considered as part payment and the amount collected post 5th Aug will be adjusted against Sep'20 EMI. For more details, click here