It’s never too late to start your own business in India. Don’t get puzzled while choosing a particular business or industry. Each business has some advantages and disadvantages.

If You Are Looking For Business Loan, You Can Avail:

Upto 50 Lacs

Get loan upto 50 Lacs
depending upon the need

1.5% Per Month

Get amazingly low interest rate starting from 1.5% per month

2% Fees

We only charge 2% processing fee

36 Months

Get a loan with a tenure of upto 36 months

Eligibility For Business Loans

  • Minimum operational history of 2 years
  • 2 years ITR for >10 lacs
  • VAT returns for the last 12 months

Documents Required For Business Loan

  • Business Registration Proof
  • KYC documents of the applicant and the organisation
  • Bank statement for the last 9 months
  • Pan Card of the promoter
  • Aadhaar Card of the promoter

Top 25 Business Ideas in India

It is all about your dedication and passion for achieving it. You must be skilled to accomplish your goal and should be confident enough to apply your skills and deal with all the challenges you face. Take a look at some profitable business ideas which are perfect for you.

  1. Fruit Juice Kiosk: Most of the people like fresh fruit juice on a scorching day. To start this appealing business, you should get permission for opening a kiosk in a particular area, especially one which cannot be missed. You may have to pay rent for the store. Another investment will be putting money up for buying raw materials, the salaries of the staff making the juice, and supplies like machines to make the juice.

  2. Online Bakery: These days, planning to open an online bakery is one of the best business ideas. People are highly involved in online food-based services, especially baked foods. Single-handedly managed online bakeries are famous as well. This business has taken many years of hard work, funding and recruit for reaching where it is now.

  3. YouTube Channels: YouTube is an ideal platform for talented and creative people seeking great returns with little/no monetary investment. This social hub helps users make independent channels and upload their videos for totally free. In fact, it pays some famous YouTubers as well.

  4. Blogging: This is probably one of the most appealing fields to step into the digital era. Professional blogging needs just a minimum start-up expense. Initially, you just need to spend on hosting space and a domain name. To promote your blogs via right platforms, the unlimited and cost-free expanse of the internet connection is everything you require.

  5. Tuition Centre: This is one of the most affordable businesses to start, because of its almost no-cost need. Maximum tuition teachers take classes at homes, thereby reducing every expense on supplies and rent. The single effort you require putting in as a tuition teacher is to advertise yourself on social platforms or to distribute flyers and leaflets to different schools.

  6. Customized Jewellery: Customized jewellery has been involved in our old tradition and is still one of the most successful markets these days. Not everyone can afford jewellery made from real gold, silver, and diamond. You can either manufacture these jewellery items to contact the manufacturers of these customized pieces to purchase their products in a bulk, for a cheaper cost and sell them at a higher cost than you have bought, in a store.

  7. Pet Day-Care Services:It feels better knowing that somebody is taking proper care of your pet when you are at work. You need to ensure that your pet is fed on time and is not feeling alone. When you are going on a trip or a vacation, this service is highly needed. So, this is an attractive business idea which is getting explored in India day by day. The main expense for this would be in building and maintaining a website.

  8. Music/Dance School: The single investment that people seeking to run music or dance schools need to carry out is in the rental place. Apart from this, the business runs on your expertise as an instructor and their active presence in respected fields. When the business develops, they may require setting aside an amount for an assistant’s salary also, but in the beginning, the tactic is to ensure that many people are suggesting your school to its promising candidates.

  9. Photography:You may either think about taking up professional photography or you may already have an HD camera. Without considering the latter’s price, as an aspiring photographer seeking to accept independent assignments, the single investment you require making is your time in creating your online profile.

  10. Garment Tailoring:In metro cities of India, the popularity of good tailors has raised tenfold because of the rising demand for self-made designs. Apart from a small rented place, you just have to invest in strong sewing and stitching machines, and definitely electricity.

  11. Freelance graphic designer: Fix your own hours, select some assignments, and create a portfolio and you are going to start a business. From blog graphics to website design and more, numerous organizations look for the expert and trained designers for many types of projects.

  12. Social media consultant: People love to use social platforms like Facebook, Instagram, and Twitter. Different social platforms provide complete professional courses with certifications which need little or no money. It’s a business which has limitless scopes with a customer base which can maximize across the world. Every year, new opportunities are being discovered, making the potentials for extension unlimited. Moreover, you can use social media management tools which make every task easy.

  13. Vlogger or Blogger: Do you have expertise in a particular field? From removal services and DIY to fashion, travel, and cooking, in case you know the ways of doing something exceptionally well, you should start vlogging or blogging. Everything you require is a good quality camera and a computer. Moreover, you can provide advertising space reviews of products on your platform to make money.

  14. Resume writer: Many people hire help since they find it hard and time-consuming to submit a resume or cover letter while required and create a portfolio for a new job. Help clients with customized resumes, cautiously designed portfolios, and beautifully edited cover letters which don’t make it possible for employers to neglect.

  15. Financial advisor: Albeit many people want to launch or develop their own business, many still are unaware of the ways to financially organize themselves. Start by receiving your CFP (Certified Financial Planner) certificate for showing your credibility to your clients. Otherwise, in case you are already experienced, you can begin by advising people and develop your authority for consulting for larger companies.

  16. Online shop: In case you have an amazing product but a lack of funds to invest in bills, employees, and a physical shop, set your store online. Apart from the insufficiency of monetary investment and time commitment, online marketing scopes are limitless. Moreover, albeit a storefront is ideal for branding, it restricts the chances and size of your audience.

  17. Photographer:Conduct a photoshoot for your friends and family. Ask for referrals, as you create a body of work. Sometimes photography businesses develop by references; hence build a Facebook page where you can tag current clients, which will be displayed in the newsfeeds of their friends also.

  18. Telemarketing services: Telemarketing is one of the marketing efforts outsourced by many companies. You can work as a freelance telemarketer from your home, schedule appointments with clients, and make promising leads for organizations. The price you charge will rely on the size of the organization you are working for and the assignment they need to assign you.

  19. Travel planner:People still seek a travel agent as they are interested in non-conventional travel coordination. In case you always plan an ideal holiday complete with a perfect location, beautiful hotels, and a variety of recognized restaurants organized for every evening, ponder advertising your travel services as an excellent approach to tour planning.

  20. Interior Designer:Same as landscape design, there are many individuals who have the capacity to purchase the furniture and home decoration they require filling their rooms, but some who know where to begin. It may take some time for creating a portfolio but documenting your assignments and sharing them on the web can develop a client base beyond your thoughts.

  21. Wedding Consultants: Indian weddings are considered seriously by nearly every culture in our society. This is where wedding consultancy is in high demand these days. The most vital investment you should make for starting your wedding consultancy is in handling a famous site for it.

  22. Online Fitness Instructors: Since not everybody has the time to go to the gym or any fitness class, the idea of online fitness instruction works the best way. You can launch this business online and maintain a powerful online presence via a website and social channels.

  23. Tiffin Service: Stepping into the food industry is always a successful move. Maximum working professionals don’t have time for making or carrying home-made food to offices. This is where the Tiffin service has become really famous. The single investment you will require making is hiring a delivery person to deliver the containers.

  24. Real Estate Consultants: This business idea belongs to an unorganized sector that can be started by having good public connections and contacts. This business needs less investment and offers high returns.

  25. Placement Services: Human resource is a vital part of a company since good recruitment helps an organization develop more. Hence, to partner with a recognized firm, placing good staff can be a fruitful business. The achievement of profitable business ideas relies on different factors including the owner’s expertise, market conditions, proprietor, and so forth. We have listed a few ideas here and every idea has some risks but all of them have the capacity to develop as an accomplished business in the future.

How to Start Your Small Business

  • Figure out a small business idea

  • Utilize your idea as a hobby or a side business

  • Make a rock-solid business strategy

  • Determine whether you want to be a sole proprietor or an LLC

  • Decide whether your business functions properly from home

  • Get business Loan Approved After This Procedure Is Done

  • Arrange a workplace

  • Get to work

15 Things to Consider Before Starting a Business

Smart business ideas can provide a spark in you to start your own business. It may be an opportunity to chase your dream, but taking the plunge is not easy considering the various complexities. To make a start with several small business ideas may seem quite feasible, but proper homework is necessary before you venture out.

Like every profession requires some specific skills, for an entrepreneur, the right mindset is essential. You have to move out of your comfort zone, which would change the pattern of your life. Your risk-taking ability and walking the last mile till the completion of the task will be important criteria for your business to succeed.

At the planning stage, you need to decide on the following things:

  1. Type of Business: Many top business ideas may fill-up your mind but choosing a final one thoughtfully is critical. Depending on your resources, inclination and contacts, the business can be service, trading (retail/wholesale) or manufacturing.

  2. Target Customer Profile: Unless a product is aimed at a specific target group, it will not have a market.

  3. Capital or Funds for the Business: You must estimate the amount of money you require to start and the possible sources —own funding, bank finance, private loans etc. Besides, you will need a projection for a cash flow for at least one year (after your business gets on- stream).

  4. Formation of the Business: Whether it will be a proprietorship, partnership or a corporation).

  5. Location of the Business: Having a business idea and wanting your business to be close to your customer, suppliers and financiers are things to consider. Stage two will be planning for action.

  6. Place of Business: Is a critical factor as factors like cost, terms, own or leased or rental, will have a direct implication on your capital requirements.

  7. Suppliers: You have to find your potential suppliers to understand the dynamics of price, quality and reliability and logistics.

  8. Marketing: A proper marketing strategy is an important aspect because no business can survive without a good sales and marketing effort.

  9. Human Resources: Having identified the need and number of people for the entire business activity, you have to decide whether to hire directly or outsource. People management is a critical area and demands proper focus since only the right people will deliver the results that you are looking for.

  10. Asset Requirements: Making your business idea a successful one, a look at the asset requirements is also an important part of financial planning.

  11. Working Capital Management: Planning for operating expenses is a crucial aspect of managing your business and demands careful attention.

  12. Opening of a Bank Account for the Business:A bank account is required to conduct the banking operations of the business.

  13. Registering the Business: Completing the formal registration for your business to start functioning.

  14. Getting the Necessary Legal Documents: Government Compliances (permits, Licenses, declarations, Taxes, Reports) and following the laws of the land are crucial for the continuation of the business. If not done correctly, the authorities may stop your business.

  15. Proper Accounting: Before heading with your business idea it is necessary not only for you to understand the performance but for the compliances as well.

Choosing a perfect small business idea is your personal decision. However, it can be useful to discuss your ideas with your family and friends. Never hesitate to ask for help throughout this procedure and keep in mind to have some fun while you are involved in the work. Want to start your small business today? Need a proper amount of capital to start afresh? Contact us at Indifi and get your online business loan approved in a hassle-free way!

Frequently Asked Questions


Applying is quick and easy and typically takes less than 10 minutes. We ask for basic information about you and your business. Securely connect your bank information so we can assess your business without long forms, waiting in line or having to dig up old paperwork. Your association with business services who we have partnered with helps get you more fitting loans.


We need your

  1. Pan Card
  2. Aadhaar Card
  3. Address proof of self and firm
  4. Business registration proof
  5. Bank Statement last 6 months.
    In case of loan more than 15 lacs, latest ITR


When asked, most business owners shared that access to capital is the single biggest roadblock to growing their businesses. With more cash flow, these businesses can hire new employees, purchase more inventory, take more orders, upgrade equipment and boost their marketing efforts.