Grow with collateral free business loans effortlessly

MSME that meet the following criteria are eligible for Business Loans


  • Minimum operational history of 1 year
  • Business registration certificate (Govt.)


  • Business Registration Proof
  • KYC documents of the applicant and the business entity
  • Bank statement for the last 6 months

If You Are Looking For MSME Loan, You Can Avail

50K to 50 Lacs

Amount to suit various business needs

12 to 36 Months

Flexible Tenure for easy repayment

1.5% to 2.5%

Competitive Interest Rates

No Hidden Charges

Transparent Processing

Get upto 50 lacs with Quick Disbursal

We work with specific segments and use our understanding to make loan better

Quick & Simple

Minimum documentation. No collaterals

Multiple Lenders

One application. Multiple lenders. Increased chances of loan approval

Best Fit

Specific loan products. For specific business needs

Flexible & Transparent

Choice of loan tenure & repayment modes. No hidden charges

MSME Loans Made Simple with Indifi

Are you looking for MSME(Micro, Small And Medium Enterprises) Loans? Chances are you would have come across the traditional lenders who ask for collaterals and take weeks and months to process with a long list of documents which simply does not work in this fast-paced world where the need of the MSME loans is right now.

Indifi is the leading online MSME Loan enabler, which helps businesses to get MSME loans without any collaterals. Indifi evaluates the borrower basis the business transactions. Here are some unique ways in which Indifi evaluates various businesses:

Loan For Retail & Ecommerce Businesses:

Evaluated based on their transactions against the card swipe machines, payment wallet transactions including PayTM, Money Transfer Companies like EKO, Hermes etc. Additionally, Sellers/Merchants on PayTM & Flipkart are evaluated basis their GMV on these ecommerce platforms.

Small Business Loan for Travel Agency:

They are evaluated against the transactions with the online and large travel aggregators like TBO, Riya, tsi-Yatra, BirdRes, etc.

Unsecured Business Loan for Hotels:

Hotels are evaluated for MSME loans based upon their transactions with the online travel booking platforms and aggregators.

Collateral Free Loan for Restaurant Business:

Restaurant get access to MSME loans based upon their transactions with various food delivery platforms, transactions via card swipe machines and payment wallets.

Similarly, different businesses are offered tailored MSME loan products including 12 to 36-month Term Loan, Line of Credit/OD, Invoice Discounting and more with quick and easy settlement features by Indifi based on their own business requirement and transactions. This also enables the small and medium businesses (SMB) to get access to easy repayment options that are connected to their business transactions. For example, a retail shop that gets the business loan from Indifi need not worry about paying EMIs manually as it gets automatically debited from the transactions made via the card swipe machine and the loan pays off for itself.

How To Apply MSME Loans

The process of applying for the MSME business loans online with Indifi is really simple, transparent and with minimal documentation. MSMEs get a decision as early as within 24 hours of applying for the business loan. Today, more than 10,000 small businesses have availed MSME loans from Indifi. Apply Now to get an easy decision on your MSME loan and get the funds you need for your business growth.

Low Interest Rates

We provide the best interest rates (reducing balance) for your business loan. The processing fee is low at 3% of the business loan. There are no other hidden charges.

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