Prosper with collateral free business loans Effortlessly

MSMEs that meet the following criteria are eligible for ‘Term Loans’

Eligibility For Collateral Free Loans

  • Minimum operational history of 2 years
  • 2 years ITR for >10 lacs
  • VAT returns for the last 12 months

Documents For Collateral Free Loans

  • Business Registration Proof
  • KYC documents of the applicant and the organisation
  • Bank statement for the last 6 months
  • Pan Card of the promoter
  • Aadhaar Card of the promoter

Get upto 50 lacs in under 24 hours.

We work with specific segments and use our understanding to make loan better

Quick & Simple

Minimum documentation. No collaterals

Multiple Lenders

One application. Multiple lenders. Increased chances of loan approval

Best Fit

Specific loan products. For specific business needs

Flexible & Transparent

Choice of loan tenure & repayment modes. No hidden charges

Collateral Free Business Loans

Businesses often need loans to keep up with their daily operations, expand, launch new product or services, or hire more staff. But as most business loans in India need collateral, businesses are forced to look for other more expensive funding options.Collateral free loans without guarantor in India can be an excellent solution for businesses looking for loan but do not have the required collateral. With minimum documentation, simple application process, offers from multiple lenders, and flexible repayment schedule. Indifi is set to revolutionize the business loan landscape in India.

Achieve Success With Collateral Free Business Loans

With the Government of India making several amendments for small business, this is the perfect time take businesses to the next level. Approach Indifi to get loans up to Rs. 50 lacs in within hours.Be rest assured that the process of applying for the loan, its approval, and disbursal, would be quick, simple, and completely transparent.

Find The Best Business Loan Without Collateral Security

Indifi has partnered with a number of top banks and NBFCs to provide you the best options. The availability of multiple lenders also increases the chances of loan approval and enables the choice to pick the best deal. Moreover, our loans are tailored specifically to perfectly suit your business needs.So, if you are a Travel Agent, E-Commerce Seller , Retailer, Trader, or Restaurant Owner; we have business loan without collateral security and without guarantor that are customized to meet the specific business needs.

Why Choose Indifi For Collateral Free Business Loans?

  • Collateral free loans of up to Rs. 50 lac

  • Multiple lenders to choose from

  • Minimum documentation

  • Flexible loan tenure and repayment schedule

  • Zero hidden charges

Don’t let unavailability of security or collateral hamper your business growth as you can now find loans at highly competitive rates with Indifi. Apply for collateral free business loans online today or get in touch with us to know more about our services and products!

Frequently Asked Questions


When asked, most small businesses in India shared that access to collateral free is the biggest roadblock to growth plans. Indifi ensures that the right loan is available at the time of need. By matching the profiles with multiple lenders including banks and NBFC improve the chances of getting a loan. With us, hiring new employees, purchasing more inventory, taking more orders, upgrading equipment and boosting their marketing efforts is possible like never before.


Applying is quick and easy and typically takes less than 10 minutes. We ask for basic information about you and your business. Securely connect your bank information so we can assess your business without long forms, waiting in line or having to dig up old paperwork. Your association with business services who we have partnered with helps get you more fitting loans.


We need your

  1. Pan Card
  2. Aadhaar Card
  3. Address proof of self and firm
  4. Business registration proof
  5. Bank Statement last 6 months.
    In case of loan >10 lacs, ITR and VAT returns

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