We Help Small Businesses
Grow Bigger & Better

Indifi is committed to making access to credit simple and timely for businesses
that can‘t wait to grow

We Help Small Businesses Thrive


Loans Disbursed


Cities Served


Active Partners


Lender Partnerships


Industries Served

Indifi believes in helping small businesses grow by offering loans to those that have potential and intent. Most such businesses have little or no access to financing from traditional institutions such as banks or lack either collateral or finance data trail to access a loans.

Indifi is a technology platform that gathers and analyses data of businesses from various sources and draws insights to judge their credit worthiness, their past and current performance in context of the industry they are operating in. This differentiated approach helps find businesses that are low on risk and high on promise thus opening up possibilities for those who earlier had no access to short or long term business funding.

Indifi takes the relevant applications to multiple lenders, increasing the chances to secure a loan and creates choice for lenders to pick the ones they wish to back.

The approach makes the loan process smart by minimizing risk, reducing paperwork and associated costs, while providing a simple and hassle free experience setting the businesses on the path to growth.

The video below captures the story of how Indifi was conceptualized, and how Alok and Siddharth, the #TheBoldOnes, came together to build Indifi for solving the credit requirements of the underserved small businesses


Our Office

Alok Mittal


20 years in entrepreneurship and venture capital

Set up Canaan partners in India
Cofounded JobsAhead.com (acquired by Monster.com)
Board member of Indian Angel Network

Our Office

Siddharth Mahanot


15 years in risk and credit underwriting for small businesses

Worked with Citibank, Edelweiss, ICICI Bank and Indiabulls
Expertise in mortgages, commercial lending, SME and micro-finance across multiple geographies.

Advisors & Investors

Our Office

Pramod Bhasin

Advisor, Mentor, Visionary

Founder, Former President & CEO, Genpact. Former President, GE Capital Asia.
Board Member at SRF Ltd, DLF Ltd, NDTV and IFMR Rural Finance.
Ex-Chairman of Nasscom. Strategic Advisor, Kedaara Capital.
Governing Board Member at IIM Lucknow and Shri Ram School.
Governing Body Member of Help Age India.

Our Office

Maninder Singh Juneja

Independent Director

CEO, NBHC. Managing Director, Truenorth
Ex-Group Head for ICICI Banks Retail Banking group
Served on Boards of CIBIL and NPCI (National Payment Council of India)
Worked with Godrej, GE Appliances and GE Transportation financial services.
Holds a MBA degree from IIM Lucknow



Accel is a leading early and growth-stage venture capital firm powering a global community of entrepreneurs. Accel backs entrepreneurs who have what it takes to build a world-class, category-defining business. Founded in 1983, Accel brings more than three decades of experience building and supporting hundreds of companies. Accel has backed a number of iconic global platforms, including Atlassian, Braintree, BookMyShow, Cloudera, Dropbox, Etsy, Facebook, Flipkart, FreshDesk, MuSigma, Myntra, Ola-TaxiForSure, Perfint, Slack, Spotify and others.


Elevar Equity

Elevar Equity fuels the economic resilience and vibrancy of underserved customers and low income communities by investing early growth capital in entrepreneurs building at the intersection of inclusivity, affordability and massive scale. Led by an entrepreneurial emerging markets team passionate about addressing issues of access and inequity, Elevar invests in businesses that demonstrate a direct correlation between high impact and returns. So far in its 15-year journey, the Elevar Method of investing has democratized essential products and services for over 40 million households and catalyzed billions of dollars of capital into 40+ companies across India and Latin America.


Omidyar Network

Omidyar Network is a philanthropic investment firm dedicated to harnessing the power of markets to create opportunity for people to improve their lives. Established in 2004 by eBay founder Pierre Omidyar and his wife Pam, the organization invests in and helps scale innovative organizations to catalyze economic and social change. Omidyar Network has committed more than $1 billion to for-profit companies and nonprofit organizations that foster economic advancement and encourage individual participation across multiple initiatives, including Education, Emerging Tech, Financial Inclusion, Governance & Citizen Engagement, and Property Rights. To learn more, visit www.omidyar.com, and follow on Twitter @OmidyarNetwork #PositiveReturns.

Flourish Ventures

Flourish Ventures

Flourish is an evergreen, early-stage venture fund investing globally in entrepreneurs whose innovations help people achieve financial health and prosperity. Spun out of Omidyar Network in 2019 with an existing portfolio of $200 million, Flourish received a new commitment of $300 million from Pam and Pierre Omidyar. Pierre is the founder of eBay. Flourish invests in a number of themes in fintech, insurtech, regtech and other technologies, as well as supports nonprofit organizations, that empower people and help foster a fair, more inclusive economy. Flourish is managed by a global team with offices in Silicon Valley, Washington DC, London, and India. For more information visit https://flourishventures.com or join our community through Twitter, LinkedIn, Instagram, and Medium.

CDC Group

CDC Group

CDC Group plc is the UK’s development finance institution, wholly owned by the UK Government, CDC has invested in Africa and Asia for 70 years. By investing for impact, CDC aims to help countries in Africa and Asia to build thriving communities that provide sustainable opportunities for all citizens. CDC takes a flexible approach and provides capital in all its forms, including equity, debt, mezzanine and guarantees, to meet businesses’ needs and achieve development impact. CDC has net assets of £5.1bn. Find out more at www.cdcgroup.com.