We Help Small Businesses
Grow Bigger & Better

Indifi is committed to making access to credit simple and timely for businesses
that can‘t wait to grow

We Help Small Businesses Thrive


Loans Disbursed


Cities Served


Active Partners


Lender Partnerships


Industries Served

Indifi believes in helping small businesses grow by enabling loans to those that have potential and intent. Most such businesses have little or no access to financing from traditional institutions such as banks or lack either collateral or finance data trail to access a loans.

Indifi is a technology platform that gathers and analyses data of businesses from various sources and draws insights to judge their credit worthiness, their past and current performance in context of the industry they are operating in. This differentiated approach helps find businesses that are low on risk and high on promise thus opening up possibilities for those who earlier had no access to short or long term business funding.

Indifi takes the relevant applications to multiple lenders, increasing the chances to secure a loan and creates choice for lenders to pick the ones they wish to back.

The approach makes the loan process smart by minimizing risk, reducing paperwork and associated costs, while providing a simple and hassle free experience setting the businesses on the path to growth.

The video below captures the story of how Indifi was conceptualized, and how Alok and Siddharth, the #TheBoldOnes, came together to build Indifi for solving the credit requirements of the underserved small businesses


Our Office

Alok Mittal

Co-founder & MD

20+ years in entrepreneurship and venture capital

Set up Canaan partners in India
Cofounded JobsAhead.com (acquired by Monster.com)
Board member of Indian Angel Network

Our Office

Siddharth Mahanot


15+ years in risk and credit underwriting for small businesses

Worked with Citibank, Edelweiss, ICICI Bank and Indiabulls
Expertise in mortgages, commercial lending, SME and micro-finance across multiple geographies.

Our Office

Sangram Singh


20+ years experience in Banking and Payments

An alumnus of IIM Calcutta
Held leadership positions in various verticals at Citibank, Freecharge, & Axis Bank respectively

Advisors & Investors

Our Office

Pramod Bhasin

Advisor, Mentor, Visionary

Founder, Former President & CEO, Genpact. Former President, GE Capital Asia.
Board Member at SRF Ltd, DLF Ltd, NDTV and IFMR Rural Finance.
Ex-Chairman of Nasscom. Strategic Advisor, Kedaara Capital.
Governing Board Member at IIM Lucknow and Shri Ram School.
Governing Body Member of Help Age India.

Our Office

Maninder Singh Juneja

Independent Director

CEO, NBHC. Managing Director, Truenorth
Ex-Group Head for ICICI Banks Retail Banking group
Served on Boards of CIBIL and NPCI (National Payment Council of India)
Worked with Godrej, GE Appliances and GE Transportation financial services.
Holds a MBA degree from IIM Lucknow



Accel is a leading early and growth-stage venture capital firm powering a global community of entrepreneurs. Accel backs entrepreneurs who have what it takes to build a world-class, category-defining business. Founded in 1983, Accel brings more than three decades of experience building and supporting hundreds of companies. Accel has backed a number of iconic global platforms, including Atlassian, Braintree, BookMyShow, Cloudera, Dropbox, Etsy, Facebook, Flipkart, FreshDesk, MuSigma, Myntra, Ola-TaxiForSure, Perfint, Slack, Spotify and others.


Elevar Equity

Elevar Equity fuels the economic resilience and vibrancy of underserved customers and low income communities by investing early growth capital in entrepreneurs building at the intersection of inclusivity, affordability and massive scale. Led by an entrepreneurial emerging markets team passionate about addressing issues of access and inequity, Elevar invests in businesses that demonstrate a direct correlation between high impact and returns. So far in its 15-year journey, the Elevar Method of investing has democratized essential products and services for over 40 million households and catalyzed billions of dollars of capital into 40+ companies across India and Latin America.


Omidyar Network India

Omidyar Network India invests in bold entrepreneurs who help create a meaningful life for every Indian, especially the hundreds of millions of Indians in low-income and lower-middle-income populations, ranging from the poorest among us to the existing middle class. To drive empowerment and social impact at scale, we work with entrepreneurs in the private, nonprofit and public sectors, who are tackling India’s hardest and most chronic problems. We make equity investments in early stage enterprises and provide grants to nonprofits in the areas of Digital Society, Education, Emerging Tech, Financial Inclusion, Cities & Innovation and Property Inclusivity. Omidyar Network India is part of the Omidyar Group, a diverse collection of companies, organizations and initiatives, supported by philanthropists Pam and Pierre Omidyar, founder of eBay. To learn more, visit www.omidyarnetwork.in, and follow us on LinkedIn & Twitter.

Flourish Ventures

Flourish Ventures

Flourish is an evergreen, early-stage venture fund investing globally in entrepreneurs whose innovations help people achieve financial health and prosperity. Spun out of Omidyar Network in 2019 with an existing portfolio of $200 million, Flourish received a new commitment of $300 million from Pam and Pierre Omidyar. Pierre is the founder of eBay. Flourish invests in a number of themes in fintech, insurtech, regtech and other technologies, as well as supports nonprofit organizations, that empower people and help foster a fair, more inclusive economy. Flourish is managed by a global team with offices in Silicon Valley, Washington DC, London, and India. For more information visit https://flourishventures.com or join our community through Twitter, LinkedIn, Instagram, and Medium.

CDC Group

British International Investment

British International Investment is the UK’s development finance institution and impact investor with a mission to help solve the biggest global development challenges by investing patient, flexible capital to support private sector growth and innovation. BII invests to create more productive, sustainable and inclusive economies in Africa, Asia and the Caribbean, enabling people in those countries to build better lives for themselves and their communities. We invest between £1.5 and £2 billion every year in green infrastructure, technology and other sectors that need our capital the most. We currently partner with over 1,000 businesses in emerging economies, and we have total assets of £7.5 billion. We work with our investee partners to support them to succeed and grow impactful businesses. Find out more at www.bii.co.uk.



Finnfund is a Finnish development financier and impact investor. We build a sustainable future and generate lasting impact by investing in businesses that solve global development challenges. We invest 200–250 million euros in 20–30 companies in developing countries each year. Our focus sectors include renewable energy, sustainable forestry, sustainable agriculture, financial institutions, and digital infrastructure and solutions. Today Finnfund’s investments and commitments total about 1.070 billion euros, half of them in Africa. The company has 90 employees. For more information, please visit www.finnfund.fi