Line of Credit
Merchant Cash Advance
Questions? Look Here.
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Frequently Asked Questions
Is this loan for you?
If you are a business owner and need money to grow
If you think or have experienced that getting a loan is difficult, we have designed our process to simplify your loan journey
Multiple lender and our business understanding improves the chances of getting a loans multifolds
Loans are flexible and customized to your need going upto 50 lacs
Get a loan, repay on time and build your credit score and become eligible for better loans from us
What are the charges?
Starting from Rs. 50 per day per lac or 1.5% per month, calculated on a reducing balance
One time processing fee Upto 2%
Do I need any collateral for the loan?
Our loans are unsecured and no collateral is needed as security
Can I use the loan amount for other purposes?
Our loans are for business use only
Use it for business expansion, renovation, purchase of equipments, hiring new staff, or spend on marketing
How can I apply for loan?
Apply online at
What documents do I need to submit?
You need to provide a copy of your
Address proof of self and firm
Business registration proof
Bank Statement of last 6 months.
In case of loan more than 15 lacs, latest ITR
What are the various loan solutions that Indifi offers?
Products include term loans, line of credit/OD, invoice financing and merchant cash advance
Indifi business loans are customized for the various segments
What are the various segments that Indifi offers loan solutions?
Indifi offers loan solutions for manufacturer, traders, service providers and retailers
We have custom loans for
What are various modes to repay?
Using auto debit facility using NACH
Using Netbanking/ UPI
Can I repay anytime?
Absolutely. Without any extra charges
Save on interest by repaying the loan whenever you have money
You can also part pay and reduce the loan period
What happens when I delay my payments?
Customers are periodically informed to help repay timely
In cases of missed payments, a quick repayment along with a notification informing Indifi is expected
In case of unexpected events, case by case decisions are made to help the customer
How does my CIBIL get impacted if I delay payments?
CIBIL keeps a track of all payment delays
In case of >30 days default, the CIBIL score is reduced impacting your future loans
Do I get a NOC at the end of my loans?
Yes. Once your loan is repaid a NOC from Indifi is provided.