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Frequently Asked Questions

  • If you are a business owner and need money to grow
  • If you think or have experienced that getting a loan is difficult, we have designed our process to simplify your loan journey
  • Multiple lender and our business understanding improves the chances of getting a loans multifolds
  • Loans are flexible and customized to your need going upto 50 lacs
  • Get a loan, repay on time and build your credit score and become eligible for better loans from us
  • Starting from Rs. 50 per day per lac or 1.5% per month, calculated on a reducing balance
  • One time processing fee Upto 2%
  • Our loans are unsecured and no collateral is needed as security
  • Our loans are for business use only
  • Use it for business expansion, renovation, purchase of equipments, hiring new staff, or spend on marketing
  • You need to provide a copy of your
    1. PAN card,
    2. Aadhaar Card
    3. Address proof of self and firm
    4. Business registration proof
    5. Bank Statement of last 6 months.
    6. In case of loan more than 15 lacs, latest ITR
  • Products include term loans, line of credit/OD, invoice financing and merchant cash advance
  • Indifi business loans are customized for the various segments
  • Using auto debit facility using NACH
  • Using Netbanking/ UPI
  • Using cheques
  • Save on interest by repaying the loan whenever you have money
  • You can also part pay and reduce the loan period
  • Customers are periodically informed to help repay timely
  • In cases of missed payments, a quick repayment along with a notification informing Indifi is expected
  • In case of unexpected events, case by case decisions are made to help the customer
  • CIBIL keeps a track of all payment delays
  • In case of >30 days default, the CIBIL score is reduced impacting your future loans
  • Yes. Once your loan is repaid a NOC from Indifi is provided.