Term Loan

Get easy loans, borrow the right amount with the flexibility of
repayment through small monthly installments.

Terms loans are meant for one time capital needs. Businesses typically need money to expand their premise, grow their team, purchase or upgrade equipements, increase and improve stocks or reach out to more customers through marketing. Short term Unsecured Term Loans from Indifi are the best solutions for these needs.

Upto 50 Lacs

Get loan upto 50 Lacs
depending upon the need

1.5% Per Month

Get amazingly low interest rate starting from 1.5% per month

2% Fees

We only charge 2% processing fee

36 Months

Get a loan with a tenure of upto 36 months

How to get a loan

SMEs that meet the following criteria are eligible for ‘Term Loans’


  • Minimum operational history of 2 years
  • 2 years ITR for >10 lacs
  • VAT returns for the last 12 months


  • Business Registration Proof
  • KYC documents of the applicant and the organisation
  • Bank statement for the last 6 months
  • Pan Card of the promoter
  • Aadhaar Card of the promoter

Enabling Growth with Term Business Loans

Indifi is helping small businesses across India to fulfill their aspirations of growth by enabling them with the short term business loans. While the traditional lenders have always asked the small business to submit collaterals against which they underwrite the short term business loans and as a result the majority of small businesses stay deprived for the funding needed for their growth as most of them do not have the necessary collaterals and documents for the same. Indifi fulfills this gap by helping the small businesses with unsecured business loans by evaluating their creditworthiness on the basis on their business transactions and as a result the small businesses get access to funds against their own business transactions.

Term Business Loan Through Indifi

Indifi has special products for specific business types to ensure they get the right product that suits the need of their business, the products cater to businesses like travel agents, hotels, restaurants, retail shops, e-commerce sellers and small businesses that supply goods and services to larger corporations. Product compatibility also ensures that businesses have complete flexibility to repay for their business loan.

In order to ensure that the small businesses get timely unsecured business loans, Indifi has made the entire process of applying for the unsecured business loan really quick and simple, the small businesses just need to fill a quick online form with their basic business details and KYC, Indifi does all the evaluation work in real time based on business transactions and businesses get the loan decision as quickly as within 24 hours to fulfill their need for short business loans for loans starting from INR 50,000 up to INR 50 Lacs. Indifi is enabling thousands of small businesses across India to help them grow with simple access to unsecured business loans in India.

Frequently Asked Questions


When asked, most business owners shared that access to capital is the single biggest roadblock to growing their businesses. With more cash flow, these businesses can hire new employees, purchase more inventory, take more orders, upgrade equipment and boost their marketing efforts.


Applying is quick and easy and typically takes less than 10 minutes. We ask for basic information about you and your business. Securely connect your bank information so we can assess your business without long forms, waiting in line or having to dig up old paperwork. Your association with business services who we have partnered with helps get you more fitting loans.


We need your

  1. Pan Card
  2. Aadhaar Card
  3. Address proof of self and firm
  4. Business registration proof
  5. Bank Statement last 6 months.
    In case of loan more than 15 lacs, latest ITR

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