Merchant Advance Loan Against POS Machines

Get easy loans, pay directly through daily deductions from the
swipe machine transactions.

Merchant Cash Advance is best suited for businesses with significant transactions happening through card swipes. Businesses typically need money to expand their operation, stock more inventory, extend credit or reach out to more customers. Unsecured Cash Advance Loans from Indifi are the best solutions for these needs.

Upto 50 Lacs

Get loan upto 50 Lacs
depending upon the need

1.5% Per Month

Get amazingly low interest rate starting from 1.5% per month

Daily Deductions

Flexible repayment through daily deductions

12 Months

Get a loan with a tenure of upto 12 months

2% Fees

We only charge 2% processing fee

How To Get Merchant Advance Loan Against POS Machine

MSMEs that meet the following criteria are eligible for ‘Merchant Advance Loans’

Eligibility For Merchant Advance Loan Against POS Machine

  • Minimum 6 months card swipe history
  • Minimum monthly transaction of INR 50,000
  • Minimum 2 years of operational history
  • Promoter age >24 years
  • 2 years ITR for loans above 10 lacs

Required Documents For Merchant Advance Loan Against POS Machine

  • Business Registration Proof
  • KYC documents of the applicant and the organisation
  • Bank statement for the last 6 months
  • Pan Card of the promoter
  • Aadhaar Card of the promoter

Instant Business Loans Based On POS Machine Transactions

After demonetization, rather than physical cash, increasing number of Indians now rely on plastic money. If you are involved in a business where a significant number of transactions happen through debit/credit card swipes, a merchant cash advance loan can be a great option for you. We can help you find the best merchant advance loans in India which can be easily repaid through daily deductions from transactions that come through swipe machines. This type of flexibility in repaying the loan amount makes such unsecured loans highly beneficial for several businesses.

Pay Directly Through Your POS Machine With Merchant Cash Advance Loan

With merchant advance loans, you don’t have to worry about repaying the loan as repayments happen directly through the POS machine transactions on a daily basis. As compared to other types of loans where the repayments can be complicated, such advance capital loans prove to be more convenient and beneficial. With a flat processing fee and highly competitive interest rates, you are sure to experience a whole new way to fund your business operations with our merchant advance facility.

Get A Loan Against POS Machine For A Host Of Business Activities

Be it expanding your business, stocking more inventories, marketing, or extending credit to the customers, there are several ways in which you can use a loan against POS machine. You can get a loan of up to Rs. 50 lac for a tenure of up to 12 months with our merchant advance facility. Reach out to us today to know more about merchant advance capital and apply for the loan online!

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Frequently Asked Questions


When asked, most business owners shared that access to capital is the single biggest roadblock to growing their businesses. With more cash flow, these businesses can hire new employees, purchase more inventory, take more orders, upgrade equipment and boost their marketing efforts.


Applying is quick and easy and typically takes less than 10 minutes. We ask for basic information about you and your business. Securely connect your bank information so we can assess your business without long forms, waiting in line or having to dig up old paperwork. Your association with business services who we have partnered with helps get you more fitting loans.


We need your

  1. Pan Card
  2. Aadhaar Card
  3. Address proof of self and firm
  4. Business registration proof
  5. Bank Statement last 6 months.
    In case of loan more than 15 lacs, latest ITR