Merchant Advance

Get easy loans, pay directly through daily deductions from the
swipe machine transactions.

Merchant Cash Advance is best suited for businesses with significant transactions happening through card swipes. Businesses typically need money to expand their operation, stock more inventory, extend credit or reach out to more customers. Unsecured Cash Advance Loans from Indifi are the best solutions for these needs.

Upto 50 Lacs

Get loan upto 50 Lacs
depending upon the need

1.5% Per Month

Get amazingly low interest rate starting from 1.5% per month

Daily Deductions

Flexible repayment through daily deductions

12 Months

Get a loan with a tenure of upto 12 months

2% Fees

We only charge 2% processing fee

How to get a loan

SMEs that meet the following criteria are eligible for ‘Merchant Advance Loans’


  • Minimum 6 months card swipe history
  • Minimum monthly transaction of INR 50,000
  • Minimum 2 years of operational history
  • Promoter age >24 years
  • 2 years ITR for loans above 10 lacs


  • Business Registration Proof
  • KYC documents of the applicant and the organisation
  • Bank statement for the last 6 months
  • Pan Card of the promoter
  • Aadhaar Card of the promoter