Flipkart Seller Loan

The world of e-commerce has gained popularity since its inception, providing a wide range of items to its customers. The concept of digitalisation has taken away the world by storm, which is responsible for economic growth. The online market is flourishing and growing exponentially. Increased use of mobile phones is also encouraging sales in just a click, and over the years, the e-commerce industry has made shopping easy and comfortable. With the use of the latest technology, Flipkart has grown its customer base to include millions of active users.

Every online consumer has heard of Flipkart. It is an online shopping platform where you can buy products based on your preferences. Currently, Flipkart is one of the widely known and influential websites running in the digital world. From clothes, shoes, books to small accessories, stationery, electronic products, it offers almost all types of items from different categories.

Flipkart Seller Hub

Flipkart not only maintains a healthy relationship with its customers but also with its sellers. There is no denying the fact that running a business requires enough capital. If you are a businessman, there are chances that you might have faced this difficulty at some point in time. Even if you are launching a start-up, you will need funds for the business to sustain itself in the market. Flipkart seller loans help businesses to get the required loan. It doesn't matter how old your business is; as long as you are running a business, you will need capital in different sectors. Getting a loan from a reliable NBFC will help you in getting the required funds with lesser processing time.

At IndiFi, we provide loans to Flipkart sellers, and it hardly takes 10 minutes to apply. No more than a few mandatory documents are required for the processing. With the use of our smart algorithms, we check different factors in-house to decide the applicant's credibility. This helps us process the required details even when some of the applicant's essential documents or the business is not available. Let's dive deep to know more about the procedure and how it works.

Benefits of Flipkart Seller Loan

With the rise of digital trends, the e-commerce industry is on the top. People prefer buying products online rather than going outside for shopping. This phenomenon drives traffic to e-commerce websites, making it one of the highest developing industries across the world. To gain profit, you must have adequate funds ready. Let's have a look at some benefits of Flipkart seller loans.

Helps in increasing inventory- If you have extra funds in your hand, you can store the stock beforehand to complete the orders on time.

Business expansion- If you are running a business, you need employees to manage your work. You can't run your business alone. These funds can be used in expanding your business.

Product promotion- Being an online seller, promoting your products and business on social media can help a great deal and bring positive results. So, if you have enough funds to promote your business, you must do it without giving a second thought to it.

No collateral required- At IndiFi, you can go for the unsecured Flipkart seller loans. They don't demand collateral, so you can work freely and tension free.

Low-interest rates- Flipkart seller loan charges low-interest rates on returning the payment. That's something interesting and relaxing.

Types of Loans Flipkart Offers

To assist sellers in fulfilling their requirements and needs, Flipkart has initiated the service of providing loans to the sellers who are running out of funds. The loan is divided into three categories which are as follows-

Short term loans- Short term loans are typically for a short period of less than a year.

Intermediate Loans- These types of loans are repaid in between 1 to 3 years. These are paid in instalments every month.

Long term loans- Are those paid between 3-30 years. They offer an extended period for repayment to businessmen.

Considering factors like risk and interest rate, the loan is further divided into two parts.

Secured business loans- Secured business loans ask for collateral in money exchange and have a comparatively lower interest rate and lower risk factor.

Unsecured business loans- Unsecured business loan Do not demand collateral or any property in money exchange. But the interest rate is relatively high in this case.

How to Apply for the Flipkart Seller Loan?

The application process is easy and quick here. Applying for a loan at IndiFi doesn't require much effort and only takes 10 minutes. You only have to provide the necessary personal and business information. At IndiFi, the process of applying is online. Everything is online from applying to disbursal; you will get the funds within 24-48 hours.

Here’s the complete procedure of applying for a loan online-

  • Submit an online application after filling in the necessary details.

  • Upload digital copies of the required documents.

  • Wait for your application and documents to be processed. An offer will be made based on your application.

  • Once you accept the proposal, your loan is approved.

  • The amount is disbursed in the final stage.

Eligibility Criteria for applying for a Flipkart seller loan

  • The merchant age should be a minimum of 24 years.

  • You can avail of an instant business loan from a minimum INR 50k to a maximum of 50 lacs with minimum documentation.

  • The minimum average monthly payout has to be >10K.

  • The business must have completed at least 12 months.

Documents required for availing Flipkart seller loan

  • Pan Card of the merchant and the firm

  • Address proofs of merchants and the firm

  • Business registration proof

  • Bank statement of the firm for the last six months

  • In the case of a business loan of more than 15 lacs, it is compulsory to show the recent ITR.

So by now, you must have received enough information on how you can obtain the loan from IndiFi. The process of getting a loan from a trusted NBFC like IndiFi is simple and faster than many other methods. This is made possible with the use of special algorithms that get your credit score records, the reliability of your company, previous year financial statements, and the applicants' market reputation.

If you apply for the loan online, you will get it instantly within 48 hours of filling it. Every business (be it online or offline) requires funds, and it is an essential pillar in the business's success. It gets all sorts of work done. Now when you have easy options, why procure a loan from banks. Obtaining a loan from IndiFi is easy and fast. At IndiFi, we believe that every seller must have funds beforehand as you never know how useful they can be at times. We primarily work on the agenda to provide the best service to the sellers, and they can choose the easiest loan option so that they can focus on their business expansion and work freely. This also frees them from tension about the payment that they have to return. If you are in need of a loan, get it from us at the earliest and lead a tension free life.

FAQ Related Flipkart Seller Loan

Who can procure the Flipkart seller loan?

Anyone who runs a business or sells products and business people who need funds can get the loan given that they fulfil the eligibility criteria and are associated with Flipkart.

What are the three types of loans?

There are three types of loans that you can avail of. First is the short term loan, which need to be paid back within/before one year. The second is an intermediate loan in which the payment is made between 1-3 years, and the last one is long term loans. In long term loan, you can take over three and up to 30 years for repayment. The interest rate may differ from one another.

How much time does it take to get a Flipkart seller loan online?

Unlike banks, you can avail the loan much faster online if procuring it from IndiFi. The whole verification process is online, and there is not much required from your side. The only reason why people opt for this option is that it is a hassle-free and smooth procedure. You only have to provide them with the required documents at the time of your application. After the completion of your verification process, the loan will be sanctioned.s

Is there any specific time to avail of the Flipkart seller loans?

There is no specific time as such. As we work online, the loans are given throughout the year. We take care of our customers and make sure our customers stay happy. So apply anytime, and we will get back to it in some time.

Blog & Stories

Frequently Asked Questions


Applying is quick and easy and typically takes less than 10 minutes. We ask for basic information about you and your business. Securely connect your bank information so we can assess your business without long forms, waiting in line or having to dig up old paperwork. Your association with business services who we have partnered with helps get you more fitting loans.


We need your

  1. Pan Card
  2. Aadhaar Card
  3. Address proof of self and firm
  4. Business registration proof
  5. Bank Statement last 9 months.
    In case of loan more than 15 lacs, latest ITR

Can I extend my moratorium request till Dec'20? Will the company adjust the amount collected during the moratorium against Sep'20 EMI?

The moratorium on payment of Loan EMIs as per the regulatory guidelines has ended on 31st August, 2020. Starting 1st September,2020 we request customers to ensure timely repayment of loan EMI as per the repayment schedule. Any amount collected before 5th Aug will be considered as part payment and the amount collected post 5th Aug will be adjusted against Sep'20 EMI. For more details, click here