Avail quick online business loan in Mumbai
Get a working capital business loan in Mumbai with optimal loan amount and minimal documentation on the lowest rates of interest.
Upto 50 Lacs
Get loan upto 50 Lacs
depending upon the need
1.5% Per Month
Get amazingly low interest rate starting from 1.5% per month
We only charge 2% processing fee
Get a loan with a tenure of upto 36 months
The colourful environment of Mumbai makes it the most favourable business places in India for any industry. The fast-paced life of the locals reflects the number of opportunities available for growth in the city. In addition to this, Mumbai is always flooded with talented people who are ready to contribute to the success of your company. Indifi helps you in setting a strong foothold in the industry by providing a business loan in Mumbai for managing your manpower, starting a new project, or getting some advanced machineries. Nothing can stop you from growing with Indifi.
Indifi gives you the chance to get a collateral-free unsecured business loan in Mumbai. An unsecured or collateral-free loan requires no guarantee for processing the loan.
Through the online process of application and disbursal, Indifi presents a comfortable and quick way of getting a business loan in Mumbai for its borrowers. The online portal is quick and easy to use so that you can send the application for your loan from anywhere at any time.
Indifi operates in a completely transparent way. Every detail about the deductions and the additional charges will be provided to you by our team before you apply for a business loan in Mumbai.
Not just one, Indifi gives you the chance to apply for different types of loans like a short term loan, invoice discounting, merchant cash advance, credit lines, and term loans. Depending on your requirements, our consultants will help in designing specially customized loans at low-interest rates to satisfy your monetary needs when you apply for a business loan in Mumbai.
Indifi ensures that you get your loan in the lowest possible interest rates by matching your requirements with multiple partners and lenders.
PAN Card of business promoter/s must submit their PAN cards with the application.
Address of proof of business promoter/s must submit their respective address proofs along with the address proof of the company.
Proof of Business Registration
Latest ITR (if the loan amount exceed INR 15 lakh)
Company’s Bank statement for the past 9 months
The kind of business your company does decide its interest rates when you apply for a business loan in Mumbai. You should ensure that your company is whitelisted in the market and it has a good reputation.
Annual turnover is the most important deciding factor for the lender. For companies that apply for a business loan in Mumbai and have a high turnover, the rate of interest will be lower than compared to the companies with poor turnover.
If you have a good and constant relationship with Indifi, the lenders can reduce the rate of interest, based on the trust factor.
Unsecured or collateral-free business loan in Mumbai is sanctioned at a faster pace of time than the secured loans that need collaterals. Indifi quickly processes your application on receiving it. It uses modern algorithms to check and verify your creditworthiness.
The terms of repayment are flexible when you choose an unsecured business loan in Mumbai. Depending on the options provided by the lender, you can select the most convenient period of repayment for your loan.
One size fits all isn’t applicable in any industry, and so is the case with loans. Indifi analyses your requirements and builds a customized solution for your company.
Indifi provides one of the quickest business loans in Mumbai to meet your urgent financial requirements. Our team updates regarding the status of your application at every stage and works with multiple lenders to meet your customized financial needs to ensure that you get the best of the services instantly.
You are eligible for getting a business loan in Mumbai if you meet the following terms.
Your business should have at least completed 1 years of operation
Annual banking credit must be at least Rs.5 lakh
Your business or house should be self-owned
Previous year’s ITR must be of more than INR 1.5 lakh.
Indifi sanctions your loan within 3 days of receiving the application. However, this process also depends on the amount of the loan. It would take more time to process a loan of more than INR 50 lakh.
Indifi allows you to borrow money without worrying about arranging for collateral. We sanction your unsecured business loan in Mumbai almost immediately to ensure the proper working of your company.
Yes. Indifi gives you the liberty of choosing the repayment structure. You can choose from the weekly and monthly options depending on your convenience.
Yes, the CIBIL score is important, but it is not the only basis of analysing the credibility before sanctioning your business loan in Mumbai. Indifi uses advanced algorithms to analyse your creditworthiness by checking the past performance of your company. It creates insights and collects information regarding your company from different sources to help us in clearing your application as soon as possible.
You can get a maximum loan of INR 1 crore through Indifi for your business.
Yes. Your business must at least have a turnover of INR 50,000 in the last year to be eligible for a business loan in Mumbai.
Yes. Indifi will always keep you updated at every stage of your application’s processing.
Indifi gives you the convenience of applying for a business loan in Mumbai from the convenience of your home as the facility is provided online only.
Applying is quick and easy and typically takes less than 10 minutes. We ask for basic information about you and your business. Securely connect your bank information so we can assess your business without long forms, waiting in line or having to dig up old paperwork. Your association with business services who we have partnered with helps get you more fitting loans.
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The moratorium on payment of Loan EMIs as per the regulatory guidelines has ended on 31st August, 2020. Starting 1st September,2020 we request customers to ensure timely repayment of loan EMI as per the repayment schedule. Any amount collected before 5th Aug will be considered as part payment and the amount collected post 5th Aug will be adjusted against Sep'20 EMI. For more details, click here