E-Commerce business has its own needs

Your need is specific and we have the right loan solution

Stock more for
Online Sales

Opening an
Online Store

New Product
Range

Warehouse
Modernization

Purchase Inventory
Management System

Get upto 50 lacs in under 24 hours.

We work with specific segments and use our understanding to make loan better

Quick & Simple

Minimum documentation. No collaterals

Multiple Lenders

One application. Multiple lenders. Increased chances of loan approval

Best Fit

Specific loan products. For specific business needs

Flexible & Transparent

Choice of loan tenure & repayment modes. No hidden charges

Our loans are designed for one thing Your Business Needs

Term Loans

Lumpsum capital to expand and grow

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LINE OF CREDIT

Credit limit to manage cash flows

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INVOICE DISCOUNTING

Capital from Invoices unlocked to be reused in your business

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Merchant CASH ADVANCE

Easy to manage loans based on POS machine swipes

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Earn More Margin With Online E-Commerce Loans In India

Online shopping has grown by leaps and bounds in India. The growth of e-commerce in the country has attracted many of the largest domestic and international companies to the industry. This has significantly increased the competition for small online sellers. They now need to consistently invest in their online selling business to beat the competition and attract more buyers. E-commerce Loan In India is one of the best ways for online businesses to keep up with this consistent need for funds. We can help you find the best business loan online in the quickest and most convenient way to help you take your business to the next level.

Easy Loan For Online Sellers

With no collateral, minimum documentation, and availability of several top lenders, Indifi makes the whole process of acquiring a loan simple and quick. With a single online application form, you can apply for a business loan from multiple lenders in the least possible time. As the loan is customized as per the needs of online sellers, rest assured that it’d perfectly suit the dynamic needs of your business.

Flexible And Transparent E-commerce Loan In India

The availability of multiple lenders allows you to pick a loan tenure, repayment mode and schedule as per your convenience. Be it stocking more products, modernizing your warehouse, opening an online store, or adding new products to your store, our unsecured loan for online sellers is ideal for all your business needs.

Visit our FAQs section to know about our offerings or get in touch with us to get an unsecured business loan within 24 hours.

FAQ Related To Online Sellers Loan

E-commerce as an industry is booming in India, and thus, the need for credit for the companies in this industry. It is an investment intensive business; hence, they want money for expansion. Some of the FAQs related to e-commerce business loans are:

  • Are small e-commerce businesses or start-ups eligible for these loans?
  • Yes, that is the good part about these loans that even start-ups and small businesses can apply for these loans and get them. The lenders do not discriminate between giant e-commerce companies and small businesses in this space. However, the amount of loan, interest rates, and other terms and conditions may vary from one borrowing company to another. The bottom line is any e-commerce company can apply for these loans.

  • Are these e-commerce loans secured or unsecured in nature?
  • No, another good part about these e-commerce loans is that they are unsecured in nature. It means the borrowing company will not have to pledge any of your assets as collateral against the loan. The lender uses an alternate mechanism to assess your credibility to decide on your loan application.

  • Is my important information regarding the business’s financials secured with the lender? Can it be misused or leaked?
  • This may be a cause of concern for many stalwart e-commerce businesses, but they don’t have to worry about the secrecy of their crucial business information. The lenders have a dedicated team of experienced professionals who manages your information and processes your application. Only the relevant information is shared by these professionals, the remaining information is kept hidden. You can refer to the Privacy Policy page of the lender you are applying for and seek clarification from your relationship manager.

  • How does the repayment process of the loan work? Does a borrower have to deposit instalments physically every month?
  • No, there is no need to physically visit the lender’s office to deposit the instalment amount every month. There are multiple options available online for paying money these days. You just have to select the amount and the lender’s account number to make the payment. There is an option, wherein you can allow the lender to deduct the instalment amount from your account automatically.

  • What is the procedure to apply for these e-commerce loans?
  • Just like the payment, the loan application can also be made online by visiting the lender’s website. Every process from loan application to its complete repayment is online these days. The application process is also simple these days with just basic details being asked from the applicant and online upload of ID proofs.

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Frequently Asked Questions

HOW DO I APPLY FOR A LOAN?

Applying is quick and easy and typically takes less than 10 minutes. We ask for basic information about you and your business. Securely connect your bank information so we can assess your business without long forms, waiting in line or having to dig up old paperwork. Your association with business services who we have partnered with helps get you more fitting loans.

WHAT DOCUMENTS ARE REQUIRED TO AVAIL A LOAN?

We need your

  1. Pan Card
  2. Aadhaar Card
  3. Address proof of self and firm
  4. Business registration proof
  5. Bank Statement last 9 months.
    In case of loan more than 15 lacs, latest ITR

Can I extend my moratorium request till Dec'20? Will the company adjust the amount collected during the moratorium against Sep'20 EMI?

The moratorium on payment of Loan EMIs as per the regulatory guidelines has ended on 31st August, 2020. Starting 1st September,2020 we request customers to ensure timely repayment of loan EMI as per the repayment schedule. Any amount collected before 5th Aug will be considered as part payment and the amount collected post 5th Aug will be adjusted against Sep'20 EMI. For more details, click here