---
title: Transportation Business Loan | Indifi
canonical: https://www.indifi.com/business-loan/transportation-business
markdown_version: https://www.indifi.com/business-loan/transportation-business.md
description: Apply for transportation business loans from Indifi. Fleet financing, working capital, and expansion loans up to INR 50 lakhs for transport operators.
content_type: industry_page
operator: Indifi Technologies Pvt. Ltd.
lending_entity_note: Loans facilitated through RBI-registered NBFC partners and through Indifi Capital Private Limited (RBI Cert. No. B-14.03389)
last_updated: 2026-06-01
---


# Transportation Business Loan - Indifi

> Indifi provides collateral-free business loans up to INR 50 lakhs for transportation businesses including truck operators, bus fleet owners, auto-rickshaw fleet operators, and cab aggregator partners.

## Key Features

- **Loan amount:** Up to INR 50 lakhs
- **Interest rate:** Starting at 1.5% per month
- **Tenure:** Up to 36 months
- **Collateral:** Not required
- **Disbursal:** 48-72 hours

## Transportation Businesses Served

- Road freight and truck operators
- Bus fleet owners and intercity transport operators
- Contract carriage operators
- Cab and taxi fleet owners (Ola/Uber partners)
- Auto-rickshaw and three-wheeler fleet owners
- School bus and institutional transport providers
- Goods carrier and tempo operators

## Common Loan Uses

- Vehicle down payment (supplementing vehicle finance)
- Fleet maintenance and repairs
- Fuel advance for drivers
- Insurance and permit renewal
- GPS and telematics infrastructure
- Driver salary advance
- Expansion to new routes or adding vehicles

## Transportation Loan Assessment

Indifi evaluates transportation businesses on:
- Bank statement analysis (freight receipts, fuel payments)
- GST returns (for businesses above threshold)
- Fleet size and utilization
- Client contracts and freight agreements

## Eligibility

- GST-registered business
- Minimum 1 year of operation
- Annual turnover INR 40 lakhs+
- Promoter age 22-65, Indian nationality

## Required Documents

- PAN and Aadhaar (entity and promoters)
- Bank statement (last 6 months)
- GST registration and returns
- Business registration proof

## Related Industry Loans

- [Business Loan](https://www.indifi.com/business-loan)
- [Hotel Loan](https://www.indifi.com/loan-for-hotel-business-in-india)
- [Restaurant Loan](https://www.indifi.com/bank-loan-for-restaurant-business-india)
- [Retail Loan](https://www.indifi.com/business-loan-for-retail-store)
- [Travel Agency Loan](https://www.indifi.com/travel-agency-financing-online-india)
- [MSME Loan](https://www.indifi.com/msme-loans)


- [Logistics Business Loan](https://www.indifi.com/business-loan/logistics-business)

## About Indifi

Indifi Technologies Pvt. Ltd. is India's digital MSME lending platform. Indifi Capital Pvt. Ltd. (RBI Cert. No. B-14.03389) is its in-house NBFC. 100,000+ loans disbursed across 400+ cities.

**Registered office:** Plot-19, Ground Floor, Block C, Sewa Tower, Sector-18, Phase-4, Udyog Vihar, Gurugram, Haryana-122015, India

## Disclaimer

Loan approval is subject to eligibility assessment and Indifi's underwriting policies. Rates and fees are indicative and may vary.