---
title: Logistics Business Loan | Indifi
canonical: https://www.indifi.com/business-loan/logistics-business
markdown_version: https://www.indifi.com/business-loan/logistics-business.md
description: Apply for logistics and freight business loans from Indifi. Fund fleet expansion, working capital, and operations up to INR 50 lakhs.
content_type: industry_page
operator: Indifi Technologies Pvt. Ltd.
lending_entity_note: Loans facilitated through RBI-registered NBFC partners and through Indifi Capital Private Limited (RBI Cert. No. B-14.03389)
last_updated: 2026-06-01
---


# Logistics Business Loan - Indifi

> Indifi provides collateral-free business loans up to INR 50 lakhs for logistics companies, freight forwarders, last-mile delivery businesses, and transportation operators.

## Key Features

- **Loan amount:** Up to INR 50 lakhs
- **Interest rate:** Starting at 1.5% per month
- **Tenure:** Up to 36 months
- **Collateral:** Not required
- **Disbursal:** 48-72 hours

## Logistics Businesses Served

- Road freight and trucking companies
- Last-mile delivery operators
- Courier and express parcel businesses
- Cold chain and temperature-controlled logistics
- Warehouse and 3PL operators
- Freight forwarding agencies
- E-commerce fulfilment providers

## Common Loan Uses

- Vehicle acquisition or down payment
- Fleet maintenance and repairs
- Fuel advances for drivers
- Warehouse setup or expansion
- Technology: TMS, GPS fleet tracking, WMS
- Working capital for large contracts

## Logistics Sector Credit Challenges

- **Long payment cycles** - Clients (especially large corporations) pay in 60-90 days
- **High operating costs** - Fuel, drivers, maintenance are constant outflows
- **Seasonal peaks** - E-commerce seasons (Diwali, end-of-year) require surge capacity
- **Asset-light models** - Many logistics operators don't own assets that can be pledged

## Eligibility

- GST-registered business
- Minimum 1 year of operation
- Annual turnover INR 40 lakhs+
- Promoter age 22-65, Indian nationality

## Required Documents

- PAN and Aadhaar (entity and promoters)
- Bank statement (last 6 months)
- GST registration and returns
- Business registration proof

## Related Industry Loans

- [Hotel Business Loan](https://www.indifi.com/loan-for-hotel-business-in-india)
- [Restaurant Loan](https://www.indifi.com/bank-loan-for-restaurant-business-india)
- [Retail Store Loan](https://www.indifi.com/business-loan-for-retail-store)
- [Travel Agency Loan](https://www.indifi.com/travel-agency-financing-online-india)
- [E-commerce Loan](https://www.indifi.com/e-commerce)
- [Healthcare Loan](https://www.indifi.com/business-loan/healthcare-business)
- [Business Loan](https://www.indifi.com/business-loan)


- [Transportation Business Loan](https://www.indifi.com/business-loan/transportation-business)
- [Case Study: HGR Logistics](https://www.indifi.com/case-studies/hgr-logistics)

## About Indifi

Indifi Technologies Pvt. Ltd. is India's digital MSME lending platform. Indifi Capital Pvt. Ltd. (RBI Cert. No. B-14.03389) is its in-house NBFC. 100,000+ loans disbursed across 400+ cities.

**Registered office:** Plot-19, Ground Floor, Block C, Sewa Tower, Sector-18, Phase-4, Udyog Vihar, Gurugram, Haryana-122015, India

## Disclaimer

Loan approval is subject to eligibility assessment and Indifi's underwriting policies. Rates and fees are indicative and may vary.