{"id":6255,"date":"2023-07-19T07:36:28","date_gmt":"2023-07-19T07:36:28","guid":{"rendered":"https:\/\/www.indifi.com\/blog\/?p=6255"},"modified":"2024-11-21T06:42:31","modified_gmt":"2024-11-21T06:42:31","slug":"udyogini-scheme-for-women-entrepreneurs-2","status":"publish","type":"post","link":"https:\/\/www.indifi.com\/blog\/udyogini-scheme-for-women-entrepreneurs-2\/","title":{"rendered":"How To Apply For Udyogini Scheme \/ Yojana 2024?"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2024\/11\/Udyogini-Scheme-500x223.jpg\" alt=\"Udyogini Scheme 2024\" class=\"wp-image-13870\" width=\"846\" height=\"377\" srcset=\"https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2024\/11\/Udyogini-Scheme-500x223.jpg 500w, https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2024\/11\/Udyogini-Scheme-768x343.jpg 768w, https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2024\/11\/Udyogini-Scheme-1536x686.jpg 1536w, https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2024\/11\/Udyogini-Scheme-2048x914.jpg 2048w\" sizes=\"(max-width: 846px) 100vw, 846px\" \/><\/figure><\/div>\n\n\n<p><\/p>\n\n\n\n<p>Over the years, the Indian Government has introduced new and meaningful financial schemes for women. One such scheme that was primarily launched to promote women&#8217;s entrepreneurship is the Udyogini Yojana Scheme 2024.&nbsp;<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_67_1 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.indifi.com\/blog\/udyogini-scheme-for-women-entrepreneurs-2\/#What_Is_Udyogini_Scheme\" title=\"What Is Udyogini Scheme?\">What Is Udyogini Scheme?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.indifi.com\/blog\/udyogini-scheme-for-women-entrepreneurs-2\/#Objectives_of_Udyogini_Scheme\" title=\"Objectives of Udyogini Scheme\">Objectives of Udyogini Scheme<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.indifi.com\/blog\/udyogini-scheme-for-women-entrepreneurs-2\/#Features_of_the_Udyogini_Scheme_Yojna\" title=\"Features of the Udyogini Scheme \/ Yojna\">Features of the Udyogini Scheme \/ Yojna<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.indifi.com\/blog\/udyogini-scheme-for-women-entrepreneurs-2\/#Eligibility_For_Udyogini_Scheme\" title=\"Eligibility For Udyogini Scheme&nbsp;\">Eligibility For Udyogini Scheme&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.indifi.com\/blog\/udyogini-scheme-for-women-entrepreneurs-2\/#Documents_Required_For_the_Udyogini_Yojana\" title=\"Documents Required For the Udyogini Yojana&nbsp;\">Documents Required For the Udyogini Yojana&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.indifi.com\/blog\/udyogini-scheme-for-women-entrepreneurs-2\/#Udyogini_Yojana_Scheme_Apply_Online_and_Offline\" title=\"Udyogini Yojana Scheme Apply Online and Offline\">Udyogini Yojana Scheme Apply Online and Offline<\/a><ul class='ez-toc-list-level-5' ><li class='ez-toc-heading-level-5'><ul class='ez-toc-list-level-5' ><li class='ez-toc-heading-level-5'><ul class='ez-toc-list-level-5' ><li class='ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.indifi.com\/blog\/udyogini-scheme-for-women-entrepreneurs-2\/#Here_are_few_steps_for_Udyogini_Yojana_Scheme_apply_online\" title=\"Here are few steps for Udyogini Yojana Scheme apply online:- \">Here are few steps for Udyogini Yojana Scheme apply online:- <\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.indifi.com\/blog\/udyogini-scheme-for-women-entrepreneurs-2\/#Here_are_few_steps_for_Udyogini_Yojana_Scheme_apply_Offline\" title=\"Here are few steps for Udyogini Yojana Scheme apply Offline:- \">Here are few steps for Udyogini Yojana Scheme apply Offline:- <\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.indifi.com\/blog\/udyogini-scheme-for-women-entrepreneurs-2\/#Industries_Covered_Under_Udyogini_Scheme\" title=\"Industries Covered Under Udyogini Scheme&nbsp;\">Industries Covered Under Udyogini Scheme&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.indifi.com\/blog\/udyogini-scheme-for-women-entrepreneurs-2\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.indifi.com\/blog\/udyogini-scheme-for-women-entrepreneurs-2\/#FAQs\" title=\"FAQs\">FAQs<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Is_Udyogini_Scheme\"><\/span>What Is Udyogini Scheme?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The Udyogini scheme for women entrepreneurs is regulated by the <em>Women Development Corporation<\/em> and helps women to start their businesses. The Udyogini Yojana Scheme details include, some special categories of women can even receive interest-free loans. Disabled, widowed, destitute, and other special categories are eligible for the interest-free loan.&nbsp;<\/p>\n\n\n\n<p>The Udyogini Scheme in Karnataka was started by KSWDC (Karnataka State Women\u2019s Development Corporation) with the support of a few banks. It was the first state where this scheme was launched. Eventually, the scheme got adopted in the rural areas of many states.&nbsp;There are many schemes out of which <a href=\"https:\/\/www.indifi.com\/blog\/how-the-grameen-foundation-and-ondc-is-empowering-women\/\">The Grameen Foundation and ONDC is Empowering Women<\/a> together. Also different <a href=\"https:\/\/www.indifi.com\/blog\/5-grants-for-women-owned-businesses\/\">grants launched for women entrepreneurs.<\/a><\/p>\n\n\n\n<p>At present, the Udyogini Yojana is active in 200 villages in Madhya Pradesh, Rajasthan, Uttarakhand, Chhattisgarh, and Jharkhand. Over the years, this scheme has helped more than 50,000 women across the country.&nbsp;<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><a href=\"https:\/\/www.indifi.com\/business-loan\/women-business-loan\"><img decoding=\"async\" loading=\"lazy\" width=\"500\" height=\"91\" src=\"https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2022\/05\/Business-Loan-Women-2-500x91.jpg\" alt=\"Business loan for women\" class=\"wp-image-5312\" srcset=\"https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2022\/05\/Business-Loan-Women-2-500x91.jpg 500w, https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2022\/05\/Business-Loan-Women-2.jpg 717w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/a><\/figure><\/div>\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Objectives_of_Udyogini_Scheme\"><\/span>Objectives of Udyogini Scheme<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The <strong>PM Udyogini Scheme Yojana<\/strong> aims to empower women entrepreneurs and promote self-reliance through financial support. Its key objectives are:<\/p>\n\n\n\n<ol>\n<li><strong>Encourage Women Entrepreneurship:<\/strong> Provide financial assistance to women for starting or expanding small businesses.<\/li>\n\n\n\n<li><strong>Promote Economic Empowerment:<\/strong> Enhance income opportunities for women from economically weaker sections.<\/li>\n\n\n\n<li><strong>Foster Skill Development:<\/strong> Support entrepreneurial skill development and self-employment initiatives.<\/li>\n\n\n\n<li><strong>Ensure Financial Inclusion:<\/strong> Facilitate easy access to credit without collateral for eligible applicants.<\/li>\n\n\n\n<li><strong>Support MSMEs:<\/strong> Boost the growth of Micro, Small, and Medium Enterprises (MSMEs) through women-led initiatives.<\/li>\n<\/ol>\n\n\n\n<p>This scheme aims to create a supportive ecosystem for women in business, fostering economic independence and inclusivity.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Features_of_the_Udyogini_Scheme_Yojna\"><\/span>Features of the Udyogini Scheme \/ Yojna<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Some of the special features of the Udyogini Scheme are stated in the below table:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>SR. No.&nbsp;<\/strong><\/td><td><strong>Features&nbsp;<\/strong><\/td><td><strong>Details<\/strong><\/td><\/tr><tr><td>1<\/td><td>Yearly family income of eligible applicants&nbsp;<\/td><td>Rs. 1,50,000 or less&nbsp; &nbsp; No income limit for widows and disabled women<\/td><\/tr><tr><td>2<\/td><td>Age limit&nbsp;<\/td><td>18 to 55 years&nbsp;<\/td><\/tr><tr><td>3<\/td><td>Loan amount&nbsp;<\/td><td>Up to Rs. 3,00,000<\/td><\/tr><tr><td>4<\/td><td>Rate of interest&nbsp;<\/td><td>Competitive (free or subsidized loans are provided to women belonging to special categories<\/td><\/tr><tr><td>5<\/td><td>Collateral&nbsp;<\/td><td>Not required<\/td><\/tr><tr><td>6<\/td><td>Processing Fees<\/td><td>Nil<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><a href=\"https:\/\/www.indifi.com\/msme-loans?utm_source=Organic&amp;utm_medium=Blog&amp;utm_campaign=CTA_T\"><img decoding=\"async\" loading=\"lazy\" width=\"500\" height=\"91\" src=\"https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2022\/09\/Avail-MSME-Loan-based-on-GST-Certificate-500x91.jpg\" alt=\"MSME Loan on GST\" class=\"wp-image-11981\" srcset=\"https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2022\/09\/Avail-MSME-Loan-based-on-GST-Certificate-500x91.jpg 500w, https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2022\/09\/Avail-MSME-Loan-based-on-GST-Certificate.jpg 716w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/a><\/figure><\/div>\n\n\n<p><\/p>\n\n\n\n<p><strong><u>Note:<\/u><\/strong> You can visit the <a href=\"https:\/\/udyogini.org\/\">udyogini yojana scheme official website <\/a>  to get the complete list of industries covered under this scheme.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Eligibility_For_Udyogini_Scheme\"><\/span><strong>Eligibility For Udyogini Scheme&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The below table will help you in the understanding of Udyogini scheme eligibility criteria you must meet to obtain to apply for Udyogini Scheme.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Sr. No.&nbsp;<\/strong><\/td><td><strong>Particulars&nbsp;<\/strong><\/td><td><strong>Details&nbsp;<\/strong><\/td><\/tr><tr><td>1<\/td><td>Gender&nbsp;<\/td><td>Women<\/td><\/tr><tr><td>2<\/td><td>Age limit&nbsp;<\/td><td>18 to 55<\/td><\/tr><tr><td>3<\/td><td>Annual Family Income&nbsp;<\/td><td>Less than or equal to Rs. 1,50,000<\/td><\/tr><tr><td>4<\/td><td>Widow &amp; disabled women<\/td><td>No age and income limit is required for widowed and disabled women<\/td><\/tr><tr><td>5<\/td><td>Udyogini scheme interest rate<\/td><td>10% &#8211; 15%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><a href=\"https:\/\/www.indifi.com\/msme-loans?utm_source=Organic&amp;utm_medium=Blog&amp;utm_campaign=CTA_M\"><img decoding=\"async\" loading=\"lazy\" width=\"500\" height=\"91\" src=\"https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2022\/09\/Business-loan-for-GST-registered-business-500x91.jpg\" alt=\"GST Business loan\" class=\"wp-image-11980\" srcset=\"https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2022\/09\/Business-loan-for-GST-registered-business-500x91.jpg 500w, https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2022\/09\/Business-loan-for-GST-registered-business.jpg 716w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/a><\/figure><\/div>\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Documents_Required_For_the_Udyogini_Yojana\"><\/span><strong>Documents Required For the Udyogini Yojana&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The following documents should be submitted to get a loan under the Udyogini Scheme:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Sr. No.<\/strong><\/td><td><strong>Documents<\/strong><\/td><\/tr><tr><td>1<\/td><td>Aadhaar Card&nbsp;<\/td><\/tr><tr><td>2<\/td><td>Birth Certificate<\/td><\/tr><tr><td>3<\/td><td>Address proof<\/td><\/tr><tr><td>4<\/td><td>Proof of income<\/td><\/tr><tr><td>5<\/td><td>BPL (Below Poverty Line) Card and Ration Card&nbsp;<\/td><\/tr><tr><td>6<\/td><td>Caste Certificate (Applicable only for SC and ST applicants)<\/td><\/tr><tr><td>7<\/td><td>Bank passbook copy that contains details like IFSC code, MICR, account number, bank name, branch name, and account holder\u2019s name<\/td><\/tr><tr><td>8<\/td><td>Passport size photos<\/td><\/tr><tr><td>9<\/td><td>A duly filled Udyogini Scheme online form&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Also Read &#8211; <a href=\"https:\/\/www.indifi.com\/blog\/impact-of-microloans-for-startups-run-by-women\/\">Benefits of Business Mircoloans for Women Entrepreneurs<\/a><\/p>\n\n\n\n<p><strong>Note:<\/strong> The bank or financial institution may ask for additional documents are per the requirements.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Udyogini_Yojana_Scheme_Apply_Online_and_Offline\"><\/span>Udyogini Yojana Scheme Apply Online and Offline<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h5 class=\"wp-block-heading has-text-color\" style=\"color:#2b8923\"><span class=\"ez-toc-section\" id=\"Here_are_few_steps_for_Udyogini_Yojana_Scheme_apply_online\"><\/span>Here are few steps for <strong>Udyogini Yojana Scheme apply online:-<\/strong> <span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p>1. <strong>Visit the Official Porta<\/strong>l&nbsp;&nbsp;<\/p>\n\n\n\n<p>&nbsp;&nbsp;&nbsp;&#8211; Check your state\u2019s official women development or MSME-related website.&nbsp;&nbsp;<\/p>\n\n\n\n<p>2. <strong>Register Online&nbsp;<\/strong>&nbsp;<\/p>\n\n\n\n<p>&nbsp;&nbsp;&nbsp;&#8211; Create an account using your Aadhaar-linked mobile number or email ID.&nbsp;&nbsp;<\/p>\n\n\n\n<p>3. <strong>Fill Out the Udyogini scheme application form<\/strong>&nbsp;&nbsp;<\/p>\n\n\n\n<p>&nbsp;&nbsp;&nbsp;&#8211; Provide personal, financial, and project-related details.&nbsp;&nbsp;<\/p>\n\n\n\n<p>4. <strong>Upload Documents&nbsp;<\/strong>&nbsp;<\/p>\n\n\n\n<p>&nbsp;&nbsp;&nbsp;&#8211; Scan and upload all necessary documents in the required format.&nbsp;&nbsp;<\/p>\n\n\n\n<p>5. <strong>Submit Application&nbsp;&nbsp;<\/strong><\/p>\n\n\n\n<p>&nbsp;&nbsp;&nbsp;&#8211; Once completed, submit the form. Save the acknowledgment\/reference number for future follow-up.&nbsp;&nbsp;<\/p>\n\n\n\n<p>6. <strong>Follow Up&nbsp;&nbsp;<\/strong><\/p>\n\n\n\n<p>&nbsp;&nbsp;&nbsp;&#8211; Track your application status through the portal.&nbsp;&nbsp;<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-text-color\" style=\"color:#b72020\"><span class=\"ez-toc-section\" id=\"Here_are_few_steps_for_Udyogini_Yojana_Scheme_apply_Offline\"><\/span>Here are few steps for <strong>Udyogini Yojana Scheme apply Offline:- <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p>1. <strong>Visit the Nearest Office<\/strong>&nbsp;&nbsp;<\/p>\n\n\n\n<p>&nbsp;&nbsp;&nbsp;&#8211; Approach the state or district office of the Women Development Corporation, MSME Department, or any designated agency.&nbsp;&nbsp;<\/p>\n\n\n\n<p>2. <strong>Collect the Application Form&nbsp;<\/strong>&nbsp;<\/p>\n\n\n\n<p>&nbsp;&nbsp;&nbsp;&#8211; Obtain the Udyogini Yojana application form from the office.&nbsp;&nbsp;<\/p>\n\n\n\n<p>3. <strong>Fill and Attach Documents<\/strong>&nbsp;&nbsp;<\/p>\n\n\n\n<p>&nbsp;&nbsp;&nbsp;&#8211; Fill out the form accurately and attach photocopies of the required documents.&nbsp;&nbsp;<\/p>\n\n\n\n<p>4. <strong>Submit the Form&nbsp;&nbsp;<\/strong><\/p>\n\n\n\n<p>&nbsp;&nbsp;&nbsp;&#8211; Submit it at the office. Get an acknowledgment receipt for tracking.&nbsp;&nbsp;<\/p>\n\n\n\n<p>5. <strong>Verification Process<\/strong>&nbsp;&nbsp;<\/p>\n\n\n\n<p>&nbsp;&nbsp;&nbsp;&#8211; Officials may conduct interviews or inspect your project plan before approval.&nbsp;&nbsp;<\/p>\n\n\n\n<p>6. <strong>Loan Disbursement<\/strong>&nbsp;&nbsp;<\/p>\n\n\n\n<p>&nbsp;&nbsp;&nbsp;&#8211; Once approved, the loan amount will be disbursed to your bank account.&nbsp;<\/p>\n\n\n\n<p>Alternatively, you may also visit their official website and fill out the Udyogini Scheme online form. The udyogini yojana scheme apply online process is facilitated by many banks and eases out the entire procedure.&nbsp;<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Industries_Covered_Under_Udyogini_Scheme\"><\/span><strong>Industries Covered Under Udyogini Scheme&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Around 88 industries are covered under the Udyogini scheme business list. Most of these industries fall in the category of small and microenterprises. Some of the popular industries that can be supported by the Udyogini Scheme are listed below:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Sr. No.<\/strong><\/td><td><strong>Industries<\/strong><\/td><\/tr><tr><td>1<\/td><td>Incense sticks manufacturing<\/td><\/tr><tr><td>2<\/td><td>Bakeries<\/td><\/tr><tr><td>3<\/td><td>Coffee and tea shop<\/td><\/tr><tr><td>4<\/td><td>Flower shop<\/td><\/tr><tr><td>5<\/td><td>Mutton shop<\/td><\/tr><tr><td>6<\/td><td>Flour mills<\/td><\/tr><tr><td>7<\/td><td>Fish stalls<\/td><\/tr><tr><td>8<\/td><td>Milk booth<\/td><\/tr><tr><td>9<\/td><td>Fairtrade shop<\/td><\/tr><tr><td>10<\/td><td>Beauty Parlour<\/td><\/tr><tr><td>11<\/td><td>Travel Agency<\/td><\/tr><tr><td>12<\/td><td>Typing institute<\/td><\/tr><tr><td>13<\/td><td>Ice cream Parlour<\/td><\/tr><tr><td>14<\/td><td>Photo Studio<\/td><\/tr><tr><td>15<\/td><td>Sweet shops<\/td><\/tr><tr><td>16<\/td><td>Gym center<\/td><\/tr><tr><td>17<\/td><td>Pan masala shop<\/td><\/tr><tr><td>18<\/td><td>Stationery Shop<\/td><\/tr><tr><td>19<\/td><td>Pottery<\/td><\/tr><tr><td>20<\/td><td>Vegetable Vending<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The Udyogini scheme loan aims to bring change in the lives of women. It targets the rural and backward areas where women struggle to get financial freedom. If you want to avail the loan under this scheme, you can visit a nearby bank and understand the loan details. Currently, this loan is only applicable in a few states. Therefore, you must consider all these things before opting for a loan.<\/p>\n\n\n\n<p>Also Read &#8211; <a href=\"https:\/\/www.indifi.com\/blog\/wep-nxt-an-initiative-to-nurture-women-entrepreneurship-in-india\/\">WEP Nxt \u2013 An Initiative to Nurture Women Entrepreneurship in India<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span><strong>FAQs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>1 <strong>How much loan subsidy is offered under the Udyogini Scheme?<\/strong><\/p>\n\n\n\n<p>Ans &#8211; A loan subsidy of 30% is provided to women entrepreneurs under the Udyogini Yojana. This helps them to repay the loan and reduces their financial burden.&nbsp;<\/p>\n\n\n\n<p>2 <strong>Is skill-development training provided under the Udyogini Scheme?<\/strong><\/p>\n\n\n\n<p>Ans &#8211; Yes, skill-development training is also provided for eligible women entrepreneurs under this scheme. You will learn the fundamentals of business like costing, business planning, understanding feasibility study of business, costing, etc. in this training program.\u00a0Apart from skill development, a functional literacy program is also designed under this scheme. Under this<a href=\"https:\/\/www.indifi.com\/blog\/9-government-schemes-for-women-entrepreneurs-in-india\/\"> government scheme for women entrepreneurs <\/a>, women are taught how to read, write, maintain records, and do basic calculations. This program aims at providing semi-literacy to women so that they can run their businesses efficiently.\u00a0<\/p>\n\n\n\n<p>3 <strong>Which are the key benefits of the Udyogini Scheme?<\/strong><\/p>\n\n\n\n<p>Ans &#8211; Udyogini Yojana was introduced by the Indian government to support women&#8217;s entrepreneurship in rural areas. It supports women who are financially backward to set up a business. It also provides them with training and makes them financially independent.&nbsp;<\/p>\n\n\n\n<p>4 <strong>Are funds under the Udyogini Yojana offered only for SC\/ST women?<\/strong><\/p>\n\n\n\n<p>Ans &#8211; Udyogini Scheme offers funds to all women irrespective of their caste. They must only fulfill the eligibility criteria as stipulated under this scheme.<\/p>\n\n\n\n<p>5 <strong>What Is The Udyogini Scheme In Karnataka?<\/strong><\/p>\n\n\n\n<p>Ans &#8211; The Udyogini scheme is a key program started by the Government of Karnataka to offer financial help to women who want to start or grow their businesses. It aims to encourage more women to take part in the state&#8217;s economic growth.<\/p>\n\n\n\n<p>6 <strong>What Is The Maximum Loan Amount That Can Be Availed Under The Udyogini Scheme?<\/strong><\/p>\n\n\n\n<p>Ans &#8211; The highest loan you can get through this scheme is Rs. 50,000 for businesses in the manufacturing sector and Rs. 2,00,000 for businesses in the service sector.<\/p>\n\n\n\n<p>7 <strong>What Is The Repayment Period For Loans Availed Under The Udyogini Scheme<\/strong>?<\/p>\n\n\n\n<p>Ans &#8211; The loan taken under the Udyogini scheme needs to be paid back within 36 months, and this time includes a 6-month break where you don&#8217;t have to make any payments.<\/p>\n\n\n\n<p>8 <strong>Can Women Entrepreneurs From Urban Areas Apply For The Udyogini Scheme?<\/strong><\/p>\n\n\n\n<p>Ans &#8211; Can women business owners from cities apply for the Udyogini Scheme?<\/p>\n\n\n\n<p>9 <strong>What is Udyogini scheme launch date?<\/strong><\/p>\n\n\n\n<p>The Udyogini Scheme was launched in <strong>1997<\/strong> by the Women Development Corporation to empower women entrepreneurs by providing financial assistance for self-employment.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Over the years, the Indian Government has introduced new and meaningful financial schemes for women. One such scheme that was primarily launched to promote women&#8217;s entrepreneurship is the Udyogini Yojana Scheme 2024.&nbsp; What Is Udyogini Scheme? The Udyogini scheme for women entrepreneurs is regulated by the Women Development Corporation and helps women to start their [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":13870,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[811],"tags":[],"_links":{"self":[{"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/posts\/6255"}],"collection":[{"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/comments?post=6255"}],"version-history":[{"count":40,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/posts\/6255\/revisions"}],"predecessor-version":[{"id":13909,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/posts\/6255\/revisions\/13909"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/media\/13870"}],"wp:attachment":[{"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/media?parent=6255"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/categories?post=6255"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/tags?post=6255"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}