{"id":4678,"date":"2021-10-27T03:27:22","date_gmt":"2021-10-27T03:27:22","guid":{"rendered":"https:\/\/www.indifi.com\/blog\/?p=4678"},"modified":"2021-10-27T03:29:06","modified_gmt":"2021-10-27T03:29:06","slug":"business-loan-requirement-5-must-ask-questions-before-you-apply-for-a-business-loan","status":"publish","type":"post","link":"https:\/\/www.indifi.com\/blog\/business-loan-requirement-5-must-ask-questions-before-you-apply-for-a-business-loan\/","title":{"rendered":"Business Loan Requirement &#038; 5 Must Ask Questions Before You Apply for A Business Loan"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"397\" height=\"300\" src=\"https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2021\/10\/business-loan-requirement.jpg\" alt=\"\" class=\"wp-image-4679\"\/><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-vivid-green-cyan-background-color has-background\" href=\"https:\/\/www.indifi.com\/msme-loans?utm_medium=Blog&amp;utm_source=Web_Blog\" target=\"_blank\" rel=\"noreferrer noopener\">Apply Loan Online<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">A business gives liberty of thoughts and freedom from working for a stranger&#8217;s turnover. If you have decided to work for your idea, you will need financial support. Here comes the business loan to the rescue.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We will discuss a business loan, its requirements, purpose, and more in the blog.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Also Read: <a href=\"https:\/\/www.indifi.com\/blog\/reasons-indian-businesses-faces-rejection-for-small-business-loans\/\" target=\"_blank\" rel=\"noreferrer noopener\" title=\"https:\/\/www.indifi.com\/blog\/reasons-indian-businesses-faces-rejection-for-small-business-loans\/\">Reasons Indian Businesses Faces Rejection for Small Business Loans<\/a><\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_84 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.indifi.com\/blog\/business-loan-requirement-5-must-ask-questions-before-you-apply-for-a-business-loan\/#What_is_a_business_loan\" >What is a business loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.indifi.com\/blog\/business-loan-requirement-5-must-ask-questions-before-you-apply-for-a-business-loan\/#Business_loan_for_startups\" >Business loan for startups<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.indifi.com\/blog\/business-loan-requirement-5-must-ask-questions-before-you-apply-for-a-business-loan\/#Business_loan_for_women\" >Business loan for women<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.indifi.com\/blog\/business-loan-requirement-5-must-ask-questions-before-you-apply-for-a-business-loan\/#Business_loan_requirements\" >Business loan requirements<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.indifi.com\/blog\/business-loan-requirement-5-must-ask-questions-before-you-apply-for-a-business-loan\/#Eligibility_criteria\" >Eligibility criteria<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.indifi.com\/blog\/business-loan-requirement-5-must-ask-questions-before-you-apply-for-a-business-loan\/#Self-employed_professionals\" >Self-employed professionals<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.indifi.com\/blog\/business-loan-requirement-5-must-ask-questions-before-you-apply-for-a-business-loan\/#_A_limited_liability_partnership_or_a_proprietorship_firm\" >\u00a0A limited liability partnership or a proprietorship firm<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.indifi.com\/blog\/business-loan-requirement-5-must-ask-questions-before-you-apply-for-a-business-loan\/#Business_loan_application_documents\" >Business loan application documents<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.indifi.com\/blog\/business-loan-requirement-5-must-ask-questions-before-you-apply-for-a-business-loan\/#Five_significant_questions_about_business_loans_in_India\" >Five significant questions about business loans in India<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.indifi.com\/blog\/business-loan-requirement-5-must-ask-questions-before-you-apply-for-a-business-loan\/#What_is_the_minimum_and_maximum_limit_for_a_business_loan_in_India\" >What is the minimum and maximum limit for a business loan in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.indifi.com\/blog\/business-loan-requirement-5-must-ask-questions-before-you-apply-for-a-business-loan\/#Why_does_business_require_financial_support\" >Why does business require financial support?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.indifi.com\/blog\/business-loan-requirement-5-must-ask-questions-before-you-apply-for-a-business-loan\/#What_are_the_updated_fees_and_charges_on_business_loans_in_2021\" >What are the updated fees and charges on business loans in 2021?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.indifi.com\/blog\/business-loan-requirement-5-must-ask-questions-before-you-apply-for-a-business-loan\/#What_are_hard_pull_and_soft_pull_credit_assessments_for_a_business_loan\" >What are hard pull and soft pull credit assessments for a business loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.indifi.com\/blog\/business-loan-requirement-5-must-ask-questions-before-you-apply-for-a-business-loan\/#What_are_the_cumulative_charges_of_interest_rate_APR_and_capital\" >What are the cumulative charges of interest rate, APR, and capital?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_a_business_loan\"><\/span>What is a business loan?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Business loans or Commercial loans are financial support provided by loan distributors and financial institutions. Businesses can apply for flexi and term loans for various business purposes.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">All organisations such as privately held companies, partnership firms, sole proprietorships, self-employed people, startups, etc., can apply for a business loan.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Business_loan_for_startups\"><\/span>Business loan for startups<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Business loans are apt for small businesses and startups. These are unsecured financial support without collaterals and easy to apply for launch, expansion, inventory purchase, and so on. In case of default, loan distributors or banks can liquidate your assets and derive their loan amount.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Apply at an RBI-regulated financial institution for your business loan purpose. These institutions are better venture capitalists because they do not ask for equity dilution.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Also Read: <a href=\"https:\/\/www.indifi.com\/blog\/factors-affecting-eligibility-small-business-loans\/\" target=\"_blank\" rel=\"noreferrer noopener\">Factors That Affect The Eligibility For Small Business Loans<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Business_loan_for_women\"><\/span>Business loan for women<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The Indian Government and respective state governments have undertaken several initiatives to encourage women&#8217;s participation in the business ecosystem in recent years.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Prominent schemes for women entrepreneurs<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Udyogini Scheme.<\/li><li>Cent Kalyani Scheme.<\/li><li>Mahila Udyam Nidhi Scheme.<\/li><li>Stree Shakti Scheme, etc.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Public sector banks and leading financial institutions also offer lucrative business loans for maximum women&#8217;s participation as a business person. Check your lender\u2019s website or meet in person to know the benefits available for women.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Also Read: <a href=\"https:\/\/www.indifi.com\/blog\/5-best-and-fast-small-business-loans\/\" target=\"_blank\" rel=\"noreferrer noopener\">5 Best And Fast Small-Business Loans<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Business_loan_requirements\"><\/span>Business loan requirements<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Businesses need to fulfil eligibility criteria, required documents, and terms &amp; conditions set by the lender. If your business and personal profiles fit with the business loan requirements of the lender, your application can move ahead to the approval stage.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Eligibility_criteria\"><\/span><em>Eligibility criteria<\/em><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Pvt. Ltd. and Limited Business:<\/em> Your company\u2019s net annual income must be more than Rs. 1.5 lakhs to be eligible for a loan of Rs. 15 lakhs. For business loans above Rs. 15 lakhs, the company\u2019s net income should be over Rs. 3 lakh per annum.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Self-employed_professionals\"><\/span><em>Self-employed professionals<\/em><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Professionals need to furnish their proof of qualification and details of their self-employment work. Financial institutions assess the required skills and offer business loans to individuals.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Also Read: <a href=\"https:\/\/www.indifi.com\/blog\/need-money-fast-4-options-for-small-business-owners\/\" target=\"_blank\" rel=\"noreferrer noopener\">Need Money Fast? 4 Options For Small Business Owners<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"_A_limited_liability_partnership_or_a_proprietorship_firm\"><\/span><em>\u00a0A limited liability partnership or a proprietorship firm<\/em><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">An LLP or a proprietorship firm needs to share its profit and loss statement to avail of a business loan. Lenders also check your repayment capacity before offering you the quotation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Standard business loan requirements &#8212;&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>The business owner must be a minimum of 21 years and a maximum of 65 years of age at the time of the application.<\/li><li>Account statement of last two years.<\/li><li>An audit report of the company&#8217;s\/business balance sheet, authorised by a certified chartered accountant.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Business_loan_application_documents\"><\/span>Business loan application documents<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>Identity proof with photo:<\/em><\/strong><em> <\/em>Aadhar card, Voter ID or Passport, photo<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">account statement: bank statement of previous six months as income proof.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>Business proof:<\/em><\/strong><strong> <\/strong>Trade license, partnership deed, business registration documents, ITR certificates, balance sheets, profit &amp; loss statement<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">(Note: Number of months and years for these documents vary lender to lender).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Repayment of business loan<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A business loan amount can be paid off through EMI. Use the online medium National Automated Clearing House for quick and time-saving methods.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Also Read: <a href=\"https:\/\/www.indifi.com\/blog\/factors-to-consider-when-evaluating-a-business-loan-offer\/\" target=\"_blank\" rel=\"noreferrer noopener\" title=\"https:\/\/www.indifi.com\/blog\/factors-to-consider-when-evaluating-a-business-loan-offer\/\">Factors to Consider When Evaluating a Business Loan Offer<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Five_significant_questions_about_business_loans_in_India\"><\/span>Five significant questions about business loans in India<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_the_minimum_and_maximum_limit_for_a_business_loan_in_India\"><\/span><em>What is the minimum and maximum limit for a business loan in India?<\/em><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Answer: <\/strong>Banks and financial institutions sanction business loans between Rs. 50,000 to Rs. 100 Crore depending on an applicant&#8217;s personal and business profile. Business loans are of a shorter tenure range between 1 to 5 years because of their unsecured nature.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_does_business_require_financial_support\"><\/span><em>Why does business require financial support?<\/em><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Answer: <\/strong>A business needs financial support from inception, operations, management, and different business purposes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Financial support can help modernise machinery, transition into efficient technologies such IoT, AI, etc., and experiment with new ideas in the market.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sound financial back-up is essential for business expansion and a strong position on the growth curve. A significant implication of capital support is satisfied human resources and eventually a positive impact on productivity.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Also Read: <a href=\"https:\/\/www.indifi.com\/blog\/follow-these-steps-to-get-the-most-out-of-your-business-loan\/\" target=\"_blank\" rel=\"noreferrer noopener\">Follow These Steps to Get the Most Out of Your Business Loan<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_are_the_updated_fees_and_charges_on_business_loans_in_2021\"><\/span><em>What are the updated fees and charges on business loans in 2021?<\/em><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Answer: <\/strong>Fees and penalties applied on business loans by leading lenders as of 5th October 2021.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Banks\/NBFC<\/strong><\/td><td><strong>Processing Fees<\/strong><\/td><td><strong>Foreclosure\/Pre-payment Charges<\/strong><\/td><\/tr><tr><td><strong>State Bank of India<\/strong><\/td><td>1 percent of the sanctioned limit (terms &amp; conditions apply)<\/td><td>Varies from loan to loan<\/td><\/tr><tr><td><strong>HDFC Bank<\/strong><\/td><td>Up to 2.5 percent of the loan amount<\/td><td>4 percent of the outstanding amount<\/td><\/tr><tr><td><strong>ICICI Bank<\/strong><\/td><td>Up to 2 percent of the loan amount<\/td><td>Per terms and conditions in the sanction letter<\/td><\/tr><tr><td><strong>Bajaj Finserv<\/strong><\/td><td>Up to 2 percent of the loan amount<\/td><td>Part-payment: 2 percent of the amount paid, and 4 percent is foreclosure charges<\/td><\/tr><tr><td><strong>Tata Capital<\/strong><\/td><td>1 to 2.5 percent of the loan amount<\/td><td>4.5 percent of the outstanding principal amount (foreclosure)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><em> <\/em>Also Read: <a href=\"https:\/\/www.indifi.com\/blog\/get-an-instant-business-loan-in-seconds-find-out-how\/\" target=\"_blank\" rel=\"noreferrer noopener\">Get an instant business loan in seconds! find out how!<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_are_hard_pull_and_soft_pull_credit_assessments_for_a_business_loan\"><\/span><em>What are hard pull and soft pull credit assessments for a business loan?<\/em><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Answer: <\/strong>Lenders assess your creditworthiness in two ways: soft pull and hard pull.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A soft pull is when a lender\u2019s credit assessment does not affect your credit score. Whereas hard pull credit assessment affects your credit score negatively.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_are_the_cumulative_charges_of_interest_rate_APR_and_capital\"><\/span><em>What are the cumulative charges of interest rate, APR, and capital?<\/em><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Answer: <\/strong>Once the business loan is approved, your lender will share with you the cost of all three. Some lenders share only the annual percentage rate. Whatever be the case, you should ask for all the details to know the exact amount to be repaid.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Also Read:&nbsp;<a rel=\"noreferrer noopener\" href=\"https:\/\/www.indifi.com\/blog\/role-of-balance-sheets-in-acquiring-a-business-loan\/\" target=\"_blank\">Role of Balance Sheets In Acquiring A Business Loan<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Concluding Thoughts<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Clear information smoothens a process. Talk to your lender, clarify all the points related to business loan requirements, charges, penalties, etc. Once satisfied with the details, take a calculated step towards business set up or expansion or other business purposes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Wondering business loan requirements, Look no further. We have covered all criteria and relevant questions. Refer and apply for the business loan conveniently.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A business gives liberty of thoughts and freedom from working for a stranger&#8217;s turnover. If you have decided to work for your idea, you will need financial support. Here comes the business loan to the rescue. We will discuss a business loan, its requirements, purpose, and more in the blog.&nbsp; Also Read: Reasons Indian Businesses [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4679,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[141],"tags":[],"class_list":["post-4678","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/posts\/4678","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/comments?post=4678"}],"version-history":[{"count":2,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/posts\/4678\/revisions"}],"predecessor-version":[{"id":4682,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/posts\/4678\/revisions\/4682"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/media\/4679"}],"wp:attachment":[{"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/media?parent=4678"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/categories?post=4678"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/tags?post=4678"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}