{"id":342,"date":"2019-02-11T07:27:09","date_gmt":"2019-02-11T07:27:09","guid":{"rendered":"https:\/\/blog3.indifi.com\/?p=342"},"modified":"2021-07-27T08:13:50","modified_gmt":"2021-07-27T08:13:50","slug":"ecommerce-business-online-seller-finance","status":"publish","type":"post","link":"https:\/\/www.indifi.com\/blog\/ecommerce-business-online-seller-finance\/","title":{"rendered":"Ecommerce business loans  &#8211; Take Your eCommerce Business To The Next Level"},"content":{"rendered":"\n<div class=\"wp-block-image size-medium wp-image-557\"><figure class=\"alignleft\"><img decoding=\"async\" loading=\"lazy\" width=\"450\" height=\"300\" src=\"https:\/\/blog3.indifi.com\/wp-content\/uploads\/2019\/02\/Take-Your-E-Commerce-Business-to-the-Next-Level-with-Online-Seller-Finance-450x300.jpeg\" alt=\"Take Your E Commerce Business to the Next Level with Online Seller Finance\" class=\"wp-image-557\" srcset=\"https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2019\/02\/Take-Your-E-Commerce-Business-to-the-Next-Level-with-Online-Seller-Finance-450x300.jpeg 450w, https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2019\/02\/Take-Your-E-Commerce-Business-to-the-Next-Level-with-Online-Seller-Finance.jpeg 626w\" sizes=\"(max-width: 450px) 100vw, 450px\" \/><figcaption><em>Take Your E-Commerce Business to the Next Level with Online Seller Finan<\/em>ce<\/figcaption><\/figure><\/div>\n\n\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-vivid-green-cyan-background-color has-background\" href=\"https:\/\/www.indifi.com\/e-commerce-loan-for-indian-online-sellers\">Apply eCommerce Loans<\/a><\/div>\n\n\n\n<p>India is one of the fastest growing markets for eCommerce not just in Asia, but in the entire world. The Indian eCommerce industry is expected to grow from the USD 39 billion made in 2017, to a massive USD 120 billion by 2020. That\u2019s an annual growth rate of over 51%.<\/p>\n\n\n\n<p>Increasing internet penetration, affordable smartphones, the stable economic performance of the country compared to other developing nations and a young demographic with disposable incomes are the major reasons for India\u2019s high growth in e-commerce.<\/p>\n\n\n\n<p>With that said, the Indian eCommerce market is getting increasingly populated. From the major players with their massive foreign direct investments to small start-ups with their innovative products and niche services\u200a\u2014\u200aall eCommerce merchants want a share of the Indian market pie.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_67_1 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.indifi.com\/blog\/ecommerce-business-online-seller-finance\/#Lucrative_Opportunities_But_Tough_Challenges_For_Indian_eCommerce_Merchants\" title=\"Lucrative Opportunities But Tough Challenges For Indian eCommerce Merchants\">Lucrative Opportunities But Tough Challenges For Indian eCommerce Merchants<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.indifi.com\/blog\/ecommerce-business-online-seller-finance\/#What_Is_Online_Seller_Finance\" title=\"What Is Online Seller Finance?\">What Is Online Seller Finance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.indifi.com\/blog\/ecommerce-business-online-seller-finance\/#Why_Do_Online_Sellers_Require_Finance_Assistance\" title=\"Why Do Online Sellers Require Finance Assistance?\">Why Do Online Sellers Require Finance Assistance?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.indifi.com\/blog\/ecommerce-business-online-seller-finance\/#Features_Of_Online_Seller_Finance\" title=\"Features Of Online Seller Finance\">Features Of Online Seller Finance<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.indifi.com\/blog\/ecommerce-business-online-seller-finance\/#%E2%97%8F_Avail_Funds_Based_On_Your_eCommerce_Sales\" title=\"\u25cf Avail Funds Based On Your eCommerce Sales\">\u25cf Avail Funds Based On Your eCommerce Sales<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.indifi.com\/blog\/ecommerce-business-online-seller-finance\/#%E2%97%8F_Easy_Repayment_With_No_EMIs\" title=\"\u25cf Easy Repayment With No EMIs\">\u25cf Easy Repayment With No EMIs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.indifi.com\/blog\/ecommerce-business-online-seller-finance\/#%E2%97%8F_Quick_Hassle-Free_Application\" title=\"\u25cf Quick, Hassle-Free Application\">\u25cf Quick, Hassle-Free Application<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.indifi.com\/blog\/ecommerce-business-online-seller-finance\/#%E2%97%8F_Fast_Disbursal\" title=\"\u25cf Fast Disbursal\">\u25cf Fast Disbursal<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.indifi.com\/blog\/ecommerce-business-online-seller-finance\/#%E2%97%8F_No_Pre-closure_Penalties\" title=\"\u25cf No Pre-closure Penalties\">\u25cf No Pre-closure Penalties<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.indifi.com\/blog\/ecommerce-business-online-seller-finance\/#Quick_Glance_At_The_Benefits_Of_Online_Seller_Finance\" title=\"Quick Glance At The Benefits Of Online Seller Finance\">Quick Glance At The Benefits Of Online Seller Finance<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.indifi.com\/blog\/ecommerce-business-online-seller-finance\/#How_To_Apply_For_Online_Seller_Finance\" title=\"How To Apply For Online Seller Finance?\">How To Apply For Online Seller Finance?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Lucrative_Opportunities_But_Tough_Challenges_For_Indian_eCommerce_Merchants\"><\/span>Lucrative Opportunities But Tough Challenges For Indian eCommerce Merchants<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>There\u2019s no arguing the fact that the Indian eCommerce market is poised for explosive growth. However, the competition is quite stiff. As an eCommerce merchant, to stay ahead, you need to overcome constant challenges like:<\/p>\n\n\n\n<p>\u25cf Inventory management during busy and off-seasons<\/p>\n\n\n\n<p>\u25cf Meeting changing customer expectations<\/p>\n\n\n\n<p>\u25cf Stiff competition from global and local players<\/p>\n\n\n\n<p>\u25cf Pricing decisions<\/p>\n\n\n\n<p>\u25cf Fluctuating cash flow<\/p>\n\n\n\n<p>\u25cf Innovation in both products\/services and customer service<\/p>\n\n\n\n<p>\u25cf Shrinking lead times and more<\/p>\n\n\n\n<p>To achieve your objectives in the e-commerce space, you require a trusted finance partner who can provide you with <a href=\"https:\/\/www.indifi.com\/unsecured-line-of-credit-loans-india\" target=\"_blank\" rel=\"noopener noreferrer\">quick and easy credit solutions<\/a>. This is where\u200a\u2014\u200aOnline Seller Finance comes into the picture.<\/p>\n\n\n\n<p class=\"has-vivid-green-cyan-color has-text-color\">Also Read: <a href=\"https:\/\/blog.indifi.com\/5-powerful-ways-to-fund-your-e-commerce-venture-f86d62f931f5\/\">5 Powerful Ways To Fund Your eCommerce Venture<\/a><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Is_Online_Seller_Finance\"><\/span>What Is Online Seller Finance?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>As the name implies, it\u2019s a special type of business credit solution catering exclusively to the requirements of online sellers.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_Do_Online_Sellers_Require_Finance_Assistance\"><\/span>Why Do Online Sellers Require Finance Assistance?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>\u25cf To expand their existing customer base<\/p>\n\n\n\n<p>\u25cf To diversify product offerings by investing in R&amp;D<\/p>\n\n\n\n<p>\u25cf To purchase and increase inventory<\/p>\n\n\n\n<p>\u25cf To provide customers with exceptional customer service<\/p>\n\n\n\n<p>\u25cf To market their products\/services across channels<\/p>\n\n\n\n<p>\u25cf To recruit staff and upgrade infrastructure<\/p>\n\n\n\n<p>\u25cf To improve packaging and reduce delivery time<\/p>\n\n\n\n<p class=\"has-vivid-green-cyan-color has-text-color\">Also Read: <a href=\"https:\/\/blog.indifi.com\/5-clever-ways-to-boost-the-sales-of-your-e-commerce-store-ba52e1eb520a\/\">5 Clever Ways To Boost The Sales Of Your eCommerce Store<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Features_Of_Online_Seller_Finance\"><\/span>Features Of Online Seller Finance<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%97%8F_Avail_Funds_Based_On_Your_eCommerce_Sales\"><\/span>\u25cf Avail Funds Based On Your eCommerce Sales<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>You can avail credit based on your monthly sales volumes and projected revenues. Digital lending platforms like Indifi offer up to 2 times of your monthly sales as credit, without any collateral.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%97%8F_Easy_Repayment_With_No_EMIs\"><\/span>\u25cf Easy Repayment With No EMIs<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>Repaying your online seller finance is easy as the loan amount is automatically debited from your eCommerce account every month.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%97%8F_Quick_Hassle-Free_Application\"><\/span>\u25cf Quick, Hassle-Free Application<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>Complete the <a href=\"https:\/\/www.indifi.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">loan application process<\/a> within 10 minutes with just a few KYC details. The entire process is online. All you have to do is fill in the application form and scan the required documents, and your lender takes it from there.<\/p>\n\n\n\n<p class=\"has-vivid-green-cyan-color has-text-color\">Also Read: <a href=\"https:\/\/blog.indifi.com\/take-your-e-commerce-business-to-the-next-level-with-online-seller-finance-b54f7dba6f3\/\">Take Your eCommerce Business To The Next Level With Online Seller Finance<\/a><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%97%8F_Fast_Disbursal\"><\/span>\u25cf Fast Disbursal<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>Unlike traditional loans that take weeks (and even months) for approval and sanction, online seller finance is disbursed within a few days or even lesser.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%97%8F_No_Pre-closure_Penalties\"><\/span>\u25cf No Pre-closure Penalties<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>This is another benefit of online seller finance. You can easily repay the remaining balance in your loan amount; anytime you have surplus funds. There are no additional charges for repaying the loan before the end date of the loan tenure.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Quick_Glance_At_The_Benefits_Of_Online_Seller_Finance\"><\/span>Quick Glance At The Benefits Of Online Seller Finance<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u25cf Works great for expanding your eCommerce business<\/p>\n\n\n\n<p>\u25cf Apply from the comforts of your home<\/p>\n\n\n\n<p>\u25cf Flexible repayment\u200a\u2014\u200arepay monthly or fortnightly, based on the cash flow of your business<\/p>\n\n\n\n<p>\u25cf No need for any collateral and simple eligibility criteria<\/p>\n\n\n\n<p>\u25cf No credit score checks<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_To_Apply_For_Online_Seller_Finance\"><\/span>How To Apply For Online Seller Finance?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>Visit the portal of a trusted digital lender like Indifi. Start the application process by filling in a few details like\u200a\u2014\u200aloan requirement (amount in INR), name, contact number, and email id. Complete the application process by furnishing a few basic details about your e-commerce business like PAN, business name and so on.<\/p>\n\n\n\n<p class=\"has-vivid-green-cyan-color has-text-color\"><a href=\"https:\/\/www.indifi.com\/e-commerce-loan-for-indian-online-sellers\">Apply For eCommerce Loan For Your Business<\/a><\/p>\n\n\n\n<p>Receive the best working capital finance for your online business that is customized to your business requirements. Use the funds and take your eCommerce business to the next level.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>India is one of the fastest growing markets for eCommerce not just in Asia, but in the entire world. The Indian eCommerce industry is expected to grow from the USD 39 billion made in 2017, to a massive USD 120 billion by 2020. That\u2019s an annual growth rate of over 51%. Increasing internet penetration, affordable [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":557,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[188],"tags":[58,101,102,103],"_links":{"self":[{"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/posts\/342"}],"collection":[{"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/comments?post=342"}],"version-history":[{"count":10,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/posts\/342\/revisions"}],"predecessor-version":[{"id":4476,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/posts\/342\/revisions\/4476"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/media\/557"}],"wp:attachment":[{"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/media?parent=342"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/categories?post=342"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/tags?post=342"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}