{"id":340,"date":"2019-02-15T07:28:06","date_gmt":"2019-02-15T07:28:06","guid":{"rendered":"https:\/\/blog3.indifi.com\/?p=340"},"modified":"2024-02-29T12:39:20","modified_gmt":"2024-02-29T12:39:20","slug":"ways-women-entrepreneurs-avail-business-loan","status":"publish","type":"post","link":"https:\/\/www.indifi.com\/blog\/ways-women-entrepreneurs-avail-business-loan\/","title":{"rendered":"Best Ways Woman Entrepreneurs Can Avail For Business Loans"},"content":{"rendered":"<div class=\"wp-block-image size-medium wp-image-553\">\n<figure class=\"alignleft\"><img decoding=\"async\" loading=\"lazy\" width=\"450\" height=\"300\" src=\"https:\/\/blog3.indifi.com\/wp-content\/uploads\/2019\/02\/The-Best-Ways-Woman-Entrepreneurs-in-India-can-Avail-Business-Loans-450x300.jpeg\" alt=\"The Best Ways Woman Entrepreneurs in India can Avail Business Loans\" class=\"wp-image-553\" srcset=\"https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2019\/02\/The-Best-Ways-Woman-Entrepreneurs-in-India-can-Avail-Business-Loans-450x300.jpeg 450w, https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2019\/02\/The-Best-Ways-Woman-Entrepreneurs-in-India-can-Avail-Business-Loans-768x512.jpeg 768w, https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2019\/02\/The-Best-Ways-Woman-Entrepreneurs-in-India-can-Avail-Business-Loans.jpeg 800w\" sizes=\"(max-width: 450px) 100vw, 450px\" \/><figcaption class=\"wp-element-caption\"><em>The Best Ways Woman Entrepreneurs in India can Avail Business Loans<\/em><\/figcaption><\/figure><\/div>\n\n\n<p>According to data released by the Ministry of Statistics and Programme Implementation compiled in the Sixth Economic Census, 14% of Indian entrepreneurs are women.<\/p>\n\n\n\n<p> This means there are around 8.05 million women business owners in the nation.<\/p>\n\n\n\n<p>Unfortunately, these numbers don\u2019t match with women\u2019s access to funding for their businesses. <\/p>\n\n\n\n<p>Traditionally, lenders have been hesitant and reluctant to give out business loans to women compared to men. The reasons for this are many\u200a\u2014\u200anot enough collateral, lack of business experience and more.<\/p>\n\n\n\n<p>The good news is that\u200a\u2014\u200atoday digital lending platforms like<a href=\"https:\/\/www.indifi.com\/\"> Indifi.com <\/a>make it easy for women entrepreneurs to access the required funds to grow and develop their business.<\/p>\n\n\n\n<p>Let\u2019s take a closer look at the best business Loan options available to women entrepreneurs.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_67_1 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.indifi.com\/blog\/ways-women-entrepreneurs-avail-business-loan\/#Business_Loan_Options_Available_For_Women_Entrepreneurs\" title=\"Business Loan Options Available For Women Entrepreneurs.\">Business Loan Options Available For Women Entrepreneurs.<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.indifi.com\/blog\/ways-women-entrepreneurs-avail-business-loan\/#1_Mudra_Yojana_Scheme_For_Women\" title=\"1. Mudra Yojana Scheme For Women\">1. Mudra Yojana Scheme For Women<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.indifi.com\/blog\/ways-women-entrepreneurs-avail-business-loan\/#2_Cent_Kalyani_Scheme\" title=\"2. Cent Kalyani Scheme\">2. Cent Kalyani Scheme<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.indifi.com\/blog\/ways-women-entrepreneurs-avail-business-loan\/#3_Annapurna_Scheme\" title=\"3. Annapurna Scheme\">3. Annapurna Scheme<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.indifi.com\/blog\/ways-women-entrepreneurs-avail-business-loan\/#4_Stree_Shakti_Package_For_Women_Entrepreneurs\" title=\"4. Stree Shakti Package For Women Entrepreneurs\">4. Stree Shakti Package For Women Entrepreneurs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.indifi.com\/blog\/ways-women-entrepreneurs-avail-business-loan\/#5_Digital_Loans_Offered_By_Indifi\" title=\"5. Digital Loans Offered By Indifi\">5. Digital Loans Offered By Indifi<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.indifi.com\/blog\/ways-women-entrepreneurs-avail-business-loan\/#Dont_Let_Lack_Of_Funding_Put_An_End_To_Your_Entrepreneurial_Dreams\" title=\"Don\u2019t Let Lack Of Funding Put An End To Your Entrepreneurial Dreams\">Don\u2019t Let Lack Of Funding Put An End To Your Entrepreneurial Dreams<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Business_Loan_Options_Available_For_Women_Entrepreneurs\"><\/span>Business Loan Options Available For Women Entrepreneurs.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Mudra_Yojana_Scheme_For_Women\"><\/span>1. Mudra Yojana Scheme For Women<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>This scheme was launched by the Government of India to support budding women entrepreneurs who are looking to start their own business. There are no collateral, and you can avail this loan under any of the following three schemes- Shishu (50000 INR), Kishor ( 50,000 INR to 5 lakhs), Tarun (10 lakhs).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Cent_Kalyani_Scheme\"><\/span>2. Cent Kalyani Scheme<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>This scheme is offered by the Central Bank of India and is available to women who are involved in cottage and village industries, micro, small and medium enterprises, agriculture and related activities, trade, and other self-employed enterprises.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Annapurna_Scheme\"><\/span>3. Annapurna Scheme<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>This is a special loan scheme offered by the State Bank of Mysore for women entrepreneurs in the food business. The maximum loan amount sanctioned is 50,000 INR which is to be repaid over a term of 36 months.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_Stree_Shakti_Package_For_Women_Entrepreneurs\"><\/span>4. Stree Shakti Package For Women Entrepreneurs<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>This loan is available to women who hold 50% ownership of a business. The maximum loan amount you can avail under this scheme is 25 lakhs. If the loan amount is lesser than 10 lakhs, then there is no need for collateral.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Digital_Loans_Offered_By_Indifi\"><\/span>5. Digital Loans Offered By Indifi<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>While there are several schemes available for women entrepreneurs, they are often restrictive and come with plenty of conditions and limitations. Traditionally, availing <a href=\"https:\/\/www.indifi.com\/business-loan-women\">business loans for women<\/a> from traditional lending channels is a time-consuming and complicated process. The process becomes extra complicated when the loan applicant is a woman entrepreneur. Additionally, small <a href=\"https:\/\/www.indifi.com\/business-loan\" target=\"_blank\" rel=\"noreferrer noopener\">business loans<\/a> require you to submit collateral.<\/p>\n\n\n\n<p class=\"has-vivid-green-cyan-color has-text-color\">Also Read: <a href=\"https:\/\/blog.indifi.com\/mudra-loan\/\">Mudra Loan \u2013 Everything You Must Know About <\/a><\/p>\n\n\n\n<p>You can avoid all this and simplify the loan application process by using digital lending platforms like <a href=\"https:\/\/www.indifi.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">Indifi.<\/a> With a large number of lenders, minimal paperwork, flexible repayment terms, competitive interest rates, and easy eligibility\u200a\u2014\u200a<a href=\"https:\/\/www.indifi.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">Indifi<\/a> makes it easy for women entrepreneurs to make their dreams come true.<\/p>\n\n\n\n<p>The entire loan process\u200a\u2014\u200afrom application to disbursal of funds is carried out online, thereby saving you precious time and energy.<\/p>\n\n\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-vivid-green-cyan-background-color has-background wp-element-button\" href=\"https:\/\/www.indifi.com\/business-loan-women\">Get Business Loans For Women In India<\/a><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Dont_Let_Lack_Of_Funding_Put_An_End_To_Your_Entrepreneurial_Dreams\"><\/span>Don\u2019t Let Lack Of Funding Put An End To Your Entrepreneurial Dreams<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>With the rise in digital lending, women entrepreneurs today are better poised to make their entrepreneurial dreams come true. Kick start your <a href=\"https:\/\/www.indifi.com\/small-business-loans-india-without-security\" target=\"_blank\" rel=\"noopener noreferrer\">small business loan application<\/a> today and expand your business.<\/p>\n\n\n\n<p class=\"has-vivid-green-cyan-color has-text-color\"><a href=\"https:\/\/www.indifi.com\/business-loan-women\">Apply For Business Loans For Women<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>According to data released by the Ministry of Statistics and Programme Implementation compiled in the Sixth Economic Census, 14% of Indian entrepreneurs are women. This means there are around 8.05 million women business owners in the nation. Unfortunately, these numbers don\u2019t match with women\u2019s access to funding for their businesses. Traditionally, lenders have been hesitant [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":553,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[141],"tags":[12,22,16,98,99],"_links":{"self":[{"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/posts\/340"}],"collection":[{"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/comments?post=340"}],"version-history":[{"count":15,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/posts\/340\/revisions"}],"predecessor-version":[{"id":7943,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/posts\/340\/revisions\/7943"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/media\/553"}],"wp:attachment":[{"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/media?parent=340"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/categories?post=340"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/tags?post=340"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}