{"id":339,"date":"2019-02-18T08:29:35","date_gmt":"2019-02-18T08:29:35","guid":{"rendered":"https:\/\/blogindifi.wordpress.com\/2019\/02\/18\/the-complete-invoice-discounting-guide-all-that-you-need-to-know-in-one-place\/"},"modified":"2019-08-09T12:11:02","modified_gmt":"2019-08-09T12:11:02","slug":"invoice-discounting-guide","status":"publish","type":"post","link":"https:\/\/www.indifi.com\/blog\/invoice-discounting-guide\/","title":{"rendered":"The Complete Invoice Discounting Guide: All That You Need To Know In One Place"},"content":{"rendered":"\n<div class=\"wp-block-image size-medium wp-image-551\"><figure class=\"alignleft\"><img loading=\"lazy\" decoding=\"async\" width=\"466\" height=\"300\" src=\"https:\/\/blog3.indifi.com\/wp-content\/uploads\/2019\/02\/The-Complete-Invoice-Discounting-Guide-466x300.jpeg\" alt=\"The Complete Invoice Discounting Guide\" class=\"wp-image-551\" srcset=\"https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2019\/02\/The-Complete-Invoice-Discounting-Guide-466x300.jpeg 466w, https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2019\/02\/The-Complete-Invoice-Discounting-Guide-768x494.jpeg 768w, https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2019\/02\/The-Complete-Invoice-Discounting-Guide.jpeg 800w\" sizes=\"auto, (max-width: 466px) 100vw, 466px\" \/><figcaption><em>The Complete Invoice Discounting Guide<\/em><\/figcaption><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Mr. Naresh runs a small business of manufacturing furniture. He recently bagged a huge order from a local government office. According to the payment terms, the customer will pay him only after 90 days. Now, he has received another big order from a school.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The problem is\u200a\u2014\u200ahe doesn\u2019t have the funds to procure raw materials for the second order. He will lose the second order to his competitors if he doesn\u2019t deliver it on time.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This is where\u200a\u2014\u200a<a rel=\"noopener noreferrer\" href=\"https:\/\/www.indifi.com\/invoice-discounting-india\" target=\"_blank\">Invoice Discountin<\/a>g comes into the picture.<\/p>\n\n\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-background has-vivid-green-cyan-background-color\" href=\"https:\/\/www.indifi.com\/invoice-discounting-india\">Apply Invoice Discounting India<\/a><\/div>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_84 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.indifi.com\/blog\/invoice-discounting-guide\/#What_Is_Invoice_Discounting\" >What Is Invoice Discounting?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.indifi.com\/blog\/invoice-discounting-guide\/#Benefits_Of_Invoice_Discounting\" >Benefits Of Invoice Discounting<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.indifi.com\/blog\/invoice-discounting-guide\/#What_To_Expect_From_Invoice_Discounting_From_Leading_Digital_Lenders\" >What To Expect From Invoice Discounting From Leading Digital Lenders<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.indifi.com\/blog\/invoice-discounting-guide\/#How_To_Apply_For_Invoice_Discounting\" >How To Apply For Invoice Discounting?<\/a><\/li><\/ul><\/nav><\/div>\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Is_Invoice_Discounting\"><\/span>What Is Invoice Discounting?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">In invoice discounting, the borrower uses a customer invoice as collateral to avail funds. Also, known as invoice financing, it\u2019s an alternative to taking business loans. When the borrower provides the customer invoice to the lender, the lender disburses funds up to 90% of the outstanding invoice value.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Once the borrower, gets the payment for the invoice from the customer, he\/she can pay the borrowed amount to the lender.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In the example mentioned above, Naresh can raise the first invoice to the lender and avail the funds. He can then use these funds to procure raw materials for the second order and get started on it. Once the first customer pays the outstanding invoice, Naresh can repay the loan to the lender.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Benefits_Of_Invoice_Discounting\"><\/span>Benefits Of Invoice Discounting<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u25cf Helps you manage fluctuating cash flow.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u25cf It\u2019s an easier alternative to traditional business loans.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u25cf Provides you with instant access to cash.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u25cf More flexible than an overdraft or business loan, as you can alter the loan amount according to your real-time business requirements.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u25cf You are in complete control over the repayment schedule.<\/p>\n\n\n\n<p class=\"has-text-color has-vivid-green-cyan-color wp-block-paragraph\">Also Read: <a href=\"https:\/\/blog.indifi.com\/nbfcs-vs-banks-business-loan-india\/\">Why Choose NBFCs Over Banks For A Business Loan In India <\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_To_Expect_From_Invoice_Discounting_From_Leading_Digital_Lenders\"><\/span>What To Expect From Invoice Discounting From Leading Digital Lenders<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Digital Lenders like <a href=\"https:\/\/www.indifi.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">Indifi<\/a>, offer invoice discounting to businesses. You can use this method to get up to 90% advance against your outstanding customer invoices. Here are the advantages of choosing invoice discounting with top digital Lenders like <a href=\"https:\/\/www.indifi.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">Indifi<\/a>,:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u25cf <strong>Fast Funding<\/strong>&nbsp;\u2014\u200aNo waiting. Once you submit the required documents along with outstanding client invoices, you are provided with the funds quickly.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u25cf <strong>Hassle-free experience<\/strong>\u200a\u2014\u200aThey provide you with an easy-to-use digital interface. All you have to do is fill in the online application form, furnish the necessary details and click \u201capply\u201d to start the process.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u25cf <strong>Real-time support<\/strong>\u200a\u2014\u200aThey offer extensive customer support\u200a\u2014\u200avia mail, call or online chat to provide assistance with every step of the way.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u25cf <strong>No need for collateral<\/strong>\u200a\u2014\u200aYour outstanding customer invoices act as your collateral. There is no need for any guarantor or submitting assets. There are no hidden fees.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u25cf <strong>Access to large funds<\/strong>\u200a\u2014\u200aThey offer funds up to 1 Crore INR with invoice discounting.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_To_Apply_For_Invoice_Discounting\"><\/span>How To Apply For Invoice Discounting?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">With invoice discounting, you can lower your cash worries and increase your access to fast funds. <a href=\"https:\/\/www.indifi.com\/invoice-discounting-india\" target=\"_blank\" rel=\"noopener noreferrer\">Click here<\/a> to start the application process. Provide key details like your loan requirement, contact details, and other necessary documents. A loan support officer will get back in touch with you, to complete the process.<\/p>\n\n\n\n<p class=\"has-text-color has-vivid-green-cyan-color wp-block-paragraph\"><a href=\"https:\/\/www.indifi.com\/invoice-discounting-india\">Apply For Invoice Discounting Services In India<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Mr. Naresh runs a small business of manufacturing furniture. He recently bagged a huge order from a local government office. According to the payment terms, the customer will pay him only after 90 days. Now, he has received another big order from a school. The problem is\u200a\u2014\u200ahe doesn\u2019t have the funds to procure raw materials [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":551,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[141],"tags":[32,26,29,97,23],"class_list":["post-339","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","tag-business","tag-finance","tag-invoice-discounting","tag-leading-digital-lenders","tag-loans"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/posts\/339","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/comments?post=339"}],"version-history":[{"count":9,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/posts\/339\/revisions"}],"predecessor-version":[{"id":1799,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/posts\/339\/revisions\/1799"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/media\/551"}],"wp:attachment":[{"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/media?parent=339"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/categories?post=339"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/tags?post=339"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}