{"id":3081,"date":"2020-04-07T13:31:56","date_gmt":"2020-04-07T13:31:56","guid":{"rendered":"https:\/\/www.indifi.com\/blog\/?p=3081"},"modified":"2026-06-08T08:35:46","modified_gmt":"2026-06-08T08:35:46","slug":"tips-for-safe-net-banking-for-smes","status":"publish","type":"post","link":"https:\/\/www.indifi.com\/blog\/tips-for-safe-net-banking-for-smes\/","title":{"rendered":"Tips For Safe Net Banking For SMEs"},"content":{"rendered":"\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"296\" src=\"https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2020\/04\/Net-Banking-For-SMEs-500x296.jpg\" alt=\"Net-Banking-For-SMEs\" class=\"wp-image-3082\" srcset=\"https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2020\/04\/Net-Banking-For-SMEs-500x296.jpg 500w, https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2020\/04\/Net-Banking-For-SMEs-768x455.jpg 768w, https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2020\/04\/Net-Banking-For-SMEs-870x515.jpg 870w, https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2020\/04\/Net-Banking-For-SMEs.jpg 1331w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><figcaption>Net-Banking-For-SMEs<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Although net banking presents a lot of convenience to the owners and managers of small and medium enterprises (SMEs) for various business transactions, it also involves risks that are growing day after day. The owners and managers of such SMEs which use net banking for financial transactions, need to be very careful with the bank account of the firm. They must carry out transactions after making sure that the internet connection that they are using is safe; there is no malware on the computer system and websites on which they make payments are secure. <\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_84 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.indifi.com\/blog\/tips-for-safe-net-banking-for-smes\/#Here_are_the_top_tips_for_safe_net_banking_for_SMEs\" >Here are the top tips for safe net banking for SMEs<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.indifi.com\/blog\/tips-for-safe-net-banking-for-smes\/#Check_the_computer_for_Malware\" >Check the computer for Malware<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.indifi.com\/blog\/tips-for-safe-net-banking-for-smes\/#Dont_use_Public_Internet_Connection_Computer_Systems\" >Don\u2019t use Public Internet Connection Computer Systems<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.indifi.com\/blog\/tips-for-safe-net-banking-for-smes\/#Dont_share_your_passwords_with_staff\" >Don\u2019t share your passwords with staff<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.indifi.com\/blog\/tips-for-safe-net-banking-for-smes\/#Check_your_account_Activity\" >Check your account Activity<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.indifi.com\/blog\/tips-for-safe-net-banking-for-smes\/#Change_your_passwords_at_regular_intervals\" >Change your passwords at regular intervals<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.indifi.com\/blog\/tips-for-safe-net-banking-for-smes\/#For_safe_net_banking_for_SMEs_deletion_of_browsing_history_after_each_transaction_is_must\" >For safe net banking for SMEs, deletion of browsing history after each transaction is must<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.indifi.com\/blog\/tips-for-safe-net-banking-for-smes\/#Dont_use_mailers_to_sign_in_to_your_net_banking_account\" >Don\u2019t use mailers to sign in to your net banking account<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Here_are_the_top_tips_for_safe_net_banking_for_SMEs\"><\/span>Here are the top tips for safe net banking for SMEs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Check_the_computer_for_Malware\"><\/span>Check the computer for Malware<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">There is a lot of software that is specially designed by computer experts to cripple the functioning of a computer or to steal the information from the system in which it is installed. Such software is called \u2018viruses\u2019 and can be very risky for net banking transactions. Check your computer which you use for net banking so that it does not have any such virus. Using anti-virus software would be a good idea. If you use your smartphone for net banking, regularly install the updates on your phone. This is necessary for safe net banking for SMEs.<\/p>\n\n\n\n<p class=\"has-text-color has-vivid-cyan-blue-color wp-block-paragraph\">Also Read: <a href=\"https:\/\/www.indifi.com\/blog\/all-you-need-to-know-about-the-distinctions-in-msmes\/\">All You Need To Know About The Distinctions In MSMEs<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Dont_use_Public_Internet_Connection_Computer_Systems\"><\/span>Don\u2019t use Public Internet Connection Computer Systems<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong> <\/strong>Not using an internet connection which is public or is used by a lot of people like a free Wi-fi connection is important for safe net banking for SMEs. Use a trusted internet connection like the one in your home or inside your company premises to avoid online fraud and theft of your data and banking details.&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Dont_share_your_passwords_with_staff\"><\/span>Don\u2019t share your passwords with staff<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">For safe net banking SMEs and their owners, passwords should never be shared with a new employee or with someone who is not trusted. Even carrying out net banking transactions in front of such a person is fraught with risks since the persons can look at the movement of the fingers on the keyboard and can guess the password and can result in fraud or theft.<\/p>\n\n\n\n<p class=\"has-text-color has-vivid-cyan-blue-color wp-block-paragraph\">Also Read: <a href=\"https:\/\/www.indifi.com\/blog\/how-article-370-affected-smes\/\">How Article 370 Affected SMEs<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Check_your_account_Activity\"><\/span>Check your account Activity<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Do keep an eye on the transactions from\/to your account. If there is a transaction that was not performed by you, you must bring it to the notice of your bank and take immediate remedial measures. For safe net banking for SMEs, the owner should also check the last login details and see if there is some lapse. Most of the banks will show the details of the last login.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Change_your_passwords_at_regular_intervals\"><\/span> Change your passwords at regular intervals<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Another safeguard to avoid any fraud or theft is to change the passwords of net banking now and then. Many banks make it mandatory for the user to change the passwords at a given interval. But in case it is not mandatory, you must do it voluntarily. For safe net banking for SMEs, the password should be such that it is difficult to guess.<\/p>\n\n\n\n<p class=\"has-text-color has-vivid-cyan-blue-color wp-block-paragraph\">Also Read: <a href=\"https:\/\/www.indifi.com\/blog\/credit-loan-sourcing-for-smes\/\">Credit Loan Sourcing For SMEs<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"For_safe_net_banking_for_SMEs_deletion_of_browsing_history_after_each_transaction_is_must\"><\/span>For safe net banking for SMEs, deletion of browsing history after each transaction is must<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The owner of the SME must delete the browsing history after completing each transaction. Even clearing the cache memory of the computer will be a good idea to avoid fraud or theft. This becomes even more important in case a transaction has to be performed immediately, and a public internet connection or a computer in a cyber caf\u00e9 is used.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Dont_use_mailers_to_sign_in_to_your_net_banking_account\"><\/span>Don\u2019t use mailers to sign in to your net banking account <span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Sometimes, hackers send mailers prompting people to sign-in to their net banking account by making use of the mailer. These mailers are cleverly designed and are made to look genuine and bonafide. For safe net banking for SMEs, the owners must not use these mailers. They should type the bank URL directly on their computers or smartphones. This little exercise can protect the owners from fraud or theft.<\/p>\n\n\n\n<p class=\"has-text-color has-vivid-cyan-blue-color wp-block-paragraph\">Also Read: <a href=\"https:\/\/www.indifi.com\/blog\/cash-management-hacks-for-smes\/\">Cash Management Hacks For SMEs<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A little caution on the part of the owners of SMEs can result in a lot of headaches and loss. Their number of online fraud cases is increasing, but a cautious net banking customer can protect himself or herself from any attempt to break in the net banking account. Indifi always cautions its customers against online bank frauds and has a built-in lot of safeguards in its systems for providing adequate security to its customers. It uses modern software and firewalls to provide one of the safest financial solutions to its customers.<br><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Although net banking presents a lot of convenience to the owners and managers of small and medium enterprises (SMEs) for various business transactions, it also involves risks that are growing day after day. The owners and managers of such SMEs which use net banking for financial transactions, need to be very careful with the bank [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3082,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[141],"tags":[737,677,736],"class_list":["post-3081","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","tag-safe-net-banking","tag-smes","tag-tips-for-safe-net-banking-for-smes"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/posts\/3081","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/comments?post=3081"}],"version-history":[{"count":3,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/posts\/3081\/revisions"}],"predecessor-version":[{"id":3199,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/posts\/3081\/revisions\/3199"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/media\/3082"}],"wp:attachment":[{"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/media?parent=3081"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/categories?post=3081"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/tags?post=3081"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}