{"id":15682,"date":"2026-10-28T07:34:22","date_gmt":"2026-10-28T07:34:22","guid":{"rendered":"https:\/\/www.indifi.com\/blog\/?p=15682"},"modified":"2026-10-28T07:34:23","modified_gmt":"2026-10-28T07:34:23","slug":"what-is-a-business-loan","status":"publish","type":"post","link":"https:\/\/www.indifi.com\/blog\/what-is-a-business-loan\/","title":{"rendered":"What Is a Business Loan & How Does It Work? (India Guide)"},"content":{"rendered":"
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A business loan is money borrowed by a business from a bank, non-banking financial company (NBFC), or digital lender to fund working capital, business expansion, equipment purchases, or cash-flow gaps, which is then repaid with interest over an agreed tenure.<\/p>\n\n\n\n

For micro, small, and medium enterprises (MSMEs) in India, securing timely funding is often the key to taking on larger orders, stocking up for peak seasons, or stabilising daily operations. This guide walks you through everything you need to know about business loans: what they are, how they work step-by-step, eligibility requirements, necessary documentation, and how to calculate your monthly instalment (EMI).<\/p>\n\n\n\n

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