{"id":10920,"date":"2024-06-28T09:37:21","date_gmt":"2024-06-28T09:37:21","guid":{"rendered":"https:\/\/www.indifi.com\/blog\/?p=10920"},"modified":"2025-10-09T07:59:02","modified_gmt":"2025-10-09T07:59:02","slug":"difference-between-consumer-cibil-and-commercial-cibil","status":"publish","type":"post","link":"https:\/\/www.indifi.com\/blog\/difference-between-consumer-cibil-and-commercial-cibil\/","title":{"rendered":"Difference Between Consumer Cibil and Commercial Cibil Score"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2024\/06\/Consumer-Cibil-Vs-Commercial-Cibil-500x223.jpg\" alt=\"Consumer Cibil Vs Commercial Cibil\" class=\"wp-image-10921\" width=\"820\" height=\"366\" srcset=\"https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2024\/06\/Consumer-Cibil-Vs-Commercial-Cibil-500x223.jpg 500w, https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2024\/06\/Consumer-Cibil-Vs-Commercial-Cibil-768x343.jpg 768w, https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2024\/06\/Consumer-Cibil-Vs-Commercial-Cibil-1536x686.jpg 1536w, https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2024\/06\/Consumer-Cibil-Vs-Commercial-Cibil-2048x914.jpg 2048w\" sizes=\"(max-width: 820px) 100vw, 820px\" \/><\/figure><\/div>\n\n\n<p><\/p>\n\n\n\n<p>Do you need your MSME (Udyam) Registration Certificate quickly ? In 2025-26, downloading your Udyam Certificate online is smooth ,faster , free, and completely paperless\u2014provided you have your <strong>Udyam Registration Number (URN)<\/strong> and Aadhaar Card-linked mobile or email. In this blog just in few minutes, you can access your certificate directly from the official Udyam portal and use it for loans, subsidies, government tenders, and more.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_67_1 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.indifi.com\/blog\/difference-between-consumer-cibil-and-commercial-cibil\/#Knowing_Consumer_CIBIL_and_Commercial_CIBIL\" title=\"Knowing Consumer CIBIL and Commercial CIBIL\">Knowing Consumer CIBIL and Commercial CIBIL<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.indifi.com\/blog\/difference-between-consumer-cibil-and-commercial-cibil\/#What_is_Consumer_Cibil\" title=\"What is Consumer Cibil?\">What is Consumer Cibil?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.indifi.com\/blog\/difference-between-consumer-cibil-and-commercial-cibil\/#What_is_Commercial_CIBIL\" title=\"What is Commercial CIBIL?\">What is Commercial CIBIL?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.indifi.com\/blog\/difference-between-consumer-cibil-and-commercial-cibil\/#Difference_Between_Consumer_Cibil_And_Commercial_Cibil\" title=\"Difference Between Consumer Cibil And Commercial Cibil?\">Difference Between Consumer Cibil And Commercial Cibil?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.indifi.com\/blog\/difference-between-consumer-cibil-and-commercial-cibil\/#Benefits_of_Maintaining_a_Good_CIBIL_Score\" title=\"Benefits of Maintaining a Good CIBIL Score\">Benefits of Maintaining a Good CIBIL Score<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.indifi.com\/blog\/difference-between-consumer-cibil-and-commercial-cibil\/#For_Individuals\" title=\"For Individuals\">For Individuals<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.indifi.com\/blog\/difference-between-consumer-cibil-and-commercial-cibil\/#For_Businesses\" title=\"For Businesses\">For Businesses<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.indifi.com\/blog\/difference-between-consumer-cibil-and-commercial-cibil\/#How_to_Improve_the_CIBIL_Score\" title=\"How to Improve the CIBIL Score?\">How to Improve the CIBIL Score?<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.indifi.com\/blog\/difference-between-consumer-cibil-and-commercial-cibil\/#For_Individuals-2\" title=\"For Individuals\">For Individuals<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.indifi.com\/blog\/difference-between-consumer-cibil-and-commercial-cibil\/#For_Businesses-2\" title=\"For Businesses\">For Businesses<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.indifi.com\/blog\/difference-between-consumer-cibil-and-commercial-cibil\/#Takeaway\" title=\"Takeaway\">Takeaway<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.indifi.com\/blog\/difference-between-consumer-cibil-and-commercial-cibil\/#FAQs\" title=\"FAQs\">FAQs<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Knowing_Consumer_CIBIL_and_Commercial_CIBIL\"><\/span>Knowing Consumer CIBIL and Commercial CIBIL<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Before diving into the difference between these two, let\u2019s understand their basic meaning.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_Consumer_Cibil\"><\/span>What is Consumer Cibil?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The consumer cibil score is comparable to a grade for banking prudence. It is a number between 300 and 900 that indicates your creditworthiness. A higher score indicates a solid credit history with timely debt repayment.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_Commercial_CIBIL\"><\/span>What is Commercial CIBIL?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The commercial CIBIL report evaluates companies&#8217; creditworthiness. The best rank, denoting lesser credit risk, is 1; the worst rank indicates higher risk. The ranking range is usually between 1 to 10 for companies having credit exposure of Rs. 50 crores. This ranking is obtained from the business&#8217;s credit history in its commercial credit report.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><a href=\"https:\/\/www.indifi.com\/msme-loans?utm_source=Organic&amp;utm_medium=Blog&amp;utm_campaign=CTA_T\"><img decoding=\"async\" loading=\"lazy\" width=\"500\" height=\"91\" src=\"https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2024\/01\/Instant-Business-Loan-in-3-Days-500x91.jpg\" alt=\"Instant Business loans for Startups\" class=\"wp-image-6695\" srcset=\"https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2024\/01\/Instant-Business-Loan-in-3-Days-500x91.jpg 500w, https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2024\/01\/Instant-Business-Loan-in-3-Days.jpg 716w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/a><\/figure><\/div>\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Difference_Between_Consumer_Cibil_And_Commercial_Cibil\"><\/span>Difference Between Consumer Cibil And Commercial Cibil?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>In this section, we will explore the main differences between consumer cibil and commercial CIBIL. These differences will clarify the functions of consumer cibil and Commercial CIBIL in the credit environment by summarizing their distinctions in several areas.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Point of Difference<\/strong><\/td><td><strong>Consumer CIBIL<\/strong><\/td><td><strong>Commercial CIBIL<\/strong><\/td><\/tr><tr><td><strong>Purpose<\/strong><\/td><td>Assesses the creditworthiness of individual consumers.<\/td><td>Assesses the creditworthiness of businesses.<\/td><\/tr><tr><td><strong>Score Range<\/strong><\/td><td>Ranges from 300 to 900.<\/td><td>Ranges from 1 to 10.<\/td><\/tr><tr><td><strong>Data Sources<\/strong><\/td><td>Information from banks, <a href=\"https:\/\/www.indifi.com\/\">NBFCs<\/a>, and credit card companies.<\/td><td>Data from business loan accounts, trade credit, financial statements, <a href=\"https:\/\/www.indifi.com\/blog\/a-step-to-step-guide-for-bank-reconciliation-statement\/\">Bank Reconciliation statement<\/a> and industry-specific reports. <\/td><\/tr><tr><td><strong>Impact on Financial Decisions<\/strong><\/td><td>It affects personal loan approvals, credit card issuance, interest rates, rental agreements, and employment opportunities.<\/td><td>Influences business loan approvals, trade credit limits, interest rates, business partnerships, and investor decisions.<br>Here are few <a href=\"https:\/\/www.indifi.com\/blog\/tips-to-increase-your-chances-of-getting-a-pre-approved-business-loan\/\">tips to increase business loan approval chances<\/a>.<\/td><\/tr><tr><td><strong>Frequency of Updates<\/strong><\/td><td>Typically updated monthly as financial institutions report credit activities.<\/td><td>It is also regularly updated, but the frequency may vary depending on creditors&#8217; and financial institutions&#8217; reporting practices.<\/td><\/tr><tr><td><strong>Credit Utilization Ratio<\/strong><\/td><td>Reflects the ratio of credit used to the total available credit limit for individual consumers.<\/td><td>Similar to individual scores, it indicates the proportion of credit used compared to the total available credit for businesses.<\/td><\/tr><tr><td><strong>Credit Mix<\/strong><\/td><td>Consider the variety of credit accounts, such as credit cards, mortgages, and loans, in an individual&#8217;s credit history.<\/td><td>Analyzes the mix of credit facilities utilized by businesses, including <a href=\"https:\/\/www.indifi.com\/term-business-loans-online-india\">term loans<\/a>, trade credit, and <a href=\"https:\/\/www.indifi.com\/working-capital-loans-india\">working capital loans.<\/a><\/td><\/tr><tr><td><strong>Recent Credit Behavior<\/strong><\/td><td>Considers the frequency and recency of credit inquiries and new credit accounts opened by the individual.<\/td><td>Reflects recent credit applications, payment behavior, and changes in credit utilization patterns for businesses.<\/td><\/tr><tr><td><strong>Public Records and Bankruptcy<\/strong><\/td><td>It includes bankruptcy filings and other public records in an individual&#8217;s credit report.<\/td><td>It focuses on business-related public records, including bankruptcies.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Also Read:- <a href=\"https:\/\/www.indifi.com\/blog\/difference-between-cibil-score-and-experian-score\/\">Difference Between Cibil Score and Experian Score<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Benefits_of_Maintaining_a_Good_CIBIL_Score\"><\/span>Benefits of Maintaining a Good CIBIL Score<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>According to a survey done by TransUnion, people have checked consumer cibil score very often in 2023<strong>. <\/strong>Most people (57%) look at their scores before applying for new credit; 23% do it to raise their scores, and 20% do it to manage their debt better. Thus, this highlights the importance of maintaining a good CIBIL score. The benefits of this are as follows:<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"For_Individuals\"><\/span>For Individuals<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul>\n<li><strong>Approvals of Loans:<\/strong> The likelihood of loan acceptance rises with a high CIBIL score. Higher scorers might bargain for lower interest rates on credit cards and loans.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<ul>\n<li><strong>Expanded Credit Limits: <\/strong>A good credit score usually results in expanded credit card limits.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<ul>\n<li><strong>Non-Financial Benefits: <\/strong>A high credit score can help you get jobs or rental agreements if credit checks are part of recruiting.<\/li>\n<\/ul>\n\n\n\n<p>Knowing your CIBIL score is important through these benefits. However, you may quickly monitor your credit health by<a href=\"https:\/\/www.indifi.com\/blog\/how-to-check-your-cibil-score-using-your-pan-card\/\"> checking your CIBIL score using your PAN card.<\/a><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"For_Businesses\"><\/span>For Businesses<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul>\n<li><strong>Easier Access to Credit:<\/strong> High CIBIL scores make credit more easily available.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<ul>\n<li><strong>Better Terms and Rates:<\/strong> Greater ranks can help companies get loans at better terms and lower interest rates.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<ul>\n<li><strong>Supplier Trust:<\/strong> Improved supplier trust can lead to better conditions for trade financing, particularly when the business demonstrates creditworthiness.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>Also Read:- <a href=\"https:\/\/www.indifi.com\/blog\/what-is-a-cibil-dispute-how-to-raise-and-resolve-issues\/\">What is a CIBIL Dispute? How to Raise and Resolve Issues?<\/a><\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><a href=\"https:\/\/www.indifi.com\/msme-loans?utm_source=Organic&amp;utm_medium=Blog&amp;utm_campaign=CTA_M\"><img decoding=\"async\" loading=\"lazy\" width=\"500\" height=\"91\" src=\"https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2024\/01\/Quick-Business-Loan-with-Low-interest-500x91.jpg\" alt=\"Apply for ecommerce business loan\" class=\"wp-image-6694\" srcset=\"https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2024\/01\/Quick-Business-Loan-with-Low-interest-500x91.jpg 500w, https:\/\/www.indifi.com\/blog\/wp-content\/uploads\/2024\/01\/Quick-Business-Loan-with-Low-interest.jpg 716w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/a><\/figure><\/div>\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-vivid-green-cyan-color has-text-color\"><span class=\"ez-toc-section\" id=\"How_to_Improve_the_CIBIL_Score\"><\/span>How to Improve the CIBIL Score?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"For_Individuals-2\"><\/span>For Individuals<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul>\n<li>Pay attention to every payment.<\/li>\n\n\n\n<li>Keep an eye on your credit record and fix the mistakes.<\/li>\n\n\n\n<li>Maintain a low credit utilization ratio of less than 30%.<\/li>\n\n\n\n<li>Applying for too many credit cards quickly will hurt your score.<\/li>\n\n\n\n<li>Having diversified credit products can raise your score.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"For_Businesses-2\"><\/span>For Businesses<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul>\n<li>Guarantee prompt payment of all credit facilities and company loans.<\/li>\n\n\n\n<li>Check your company&#8217;s financial statements often to ensure you have good cash flow.<\/li>\n\n\n\n<li>Steer clear of taking on debt if your company cannot reasonably repay.<\/li>\n\n\n\n<li>Sometimes, reporting your credit activity more accurately can result in a good relationship with financial institutions.<\/li>\n\n\n\n<li>Check your company&#8217;s credit record often for mistakes and file a dispute with the credit agency if you find any mistakes.<\/li>\n<\/ul>\n\n\n\n<p>Moreover, you can also explore<a href=\"https:\/\/www.indifi.com\/blog\/tips-on-increasing-your-cibil-score-by-using-your-credit-card\/\"> tips on increasing your CIBIL score by using your credit card<\/a>. It will enhance your knowledge and help you improve your CIBIL score efficiently.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Takeaway\"><\/span>Takeaway<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Now, you may know how consumer and commercial CIBIL subtly differ. Both have the same primary function of determining creditworthiness but have somewhat different consequences and are influenced by different factors. Retaining a solid credit score or rank requires continuous monitoring, financial restraint, and prompt corrections.<\/p>\n\n\n\n<p>However, you can use a <strong>consumer cibil login<\/strong> if you have to check your credit. For businesses, there&#8217;s a commercial CIBIL login. It&#8217;s where you access your credit scores and reports.\u00a0<\/p>\n\n\n\n<p>Also, it is beneficial to know that <a href=\"https:\/\/www.indifi.com\/\">Indifi<\/a> provides customized financing options that might improve your creditworthiness. It is worthwhile to explore how they can help you achieve your financial objectives and potentially raise your CIBIL scores.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol>\n<li><strong>Who owns CIBIL?<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Transunion owns CIBIL. It bought 92.1% of CIBIL Stakes and now provides credit scores and reports, along with other financial information, for both individuals and businesses.<\/p>\n\n\n\n<ol start=\"2\">\n<li><strong>Which is the best commercial CIBIL score?<\/strong><\/li>\n<\/ol>\n\n\n\n<p>The commercial CIBIL score ranges from 1 to 10. One is considered the best commercial cibil score as it represents the strong and efficient credit profile of any business. However, a score of 10 represents higher risks for credit.<\/p>\n\n\n\n<ol start=\"3\">\n<li><strong>Who is the 900 CIBIL score holder?<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Lenders and other financial institutions view borrowers with a perfect credit score of 900 as dependable and financially responsible. This <strong>CIBIL consumer report <\/strong>results from a solid general financial profile, a wide range of credit mixes, shallow credit usage, and a lengthy history of regular on-time payments.<\/p>\n\n\n\n<p>    4. <strong>How is a CIBIL rank different from a CIBIL credit score?<\/strong><\/p>\n\n\n\n<p>A CIBIL rank is assigned to firms, businesses, or corporations, while a CIBIL credit score is assigned to individuals. This is the primary difference between the two. The CIBIL rank ranges from 1 to 10, with 1 being the best score for securing a business loan. On the other hand, the CIBIL credit score ranges from 300 to 900, with scores closer to 900 being considered the best.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Do you need your MSME (Udyam) Registration Certificate quickly ? In 2025-26, downloading your Udyam Certificate online is smooth ,faster , free, and completely paperless\u2014provided you have your Udyam Registration Number (URN) and Aadhaar Card-linked mobile or email. In this blog just in few minutes, you can access your certificate directly from the official Udyam [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":10945,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[832],"tags":[],"_links":{"self":[{"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/posts\/10920"}],"collection":[{"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/comments?post=10920"}],"version-history":[{"count":18,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/posts\/10920\/revisions"}],"predecessor-version":[{"id":14976,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/posts\/10920\/revisions\/14976"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/media\/10945"}],"wp:attachment":[{"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/media?parent=10920"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/categories?post=10920"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.indifi.com\/blog\/wp-json\/wp\/v2\/tags?post=10920"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}