5 New Govt MSME Schemes to Grow MSMEs Sector
The Micro, Small, and Medium Enterprises (MSMEs) sector is redefining business growth for the Indian economy. Currently, there are 633.9 lakh MSMEs in India. They contribute 30% to the country’s…
Credit Linked Capital Subsidy Scheme (CLCSS) – Eligibility, Benefits
What is a CLCSS (Credit Linked Capital Subsidy Scheme)? CLCSS scheme stands for Credit Linked Capital Subsidy Scheme. It is a scheme launched by the Indian Government to provide subsidies…
Personal Loan Vs Business Loan – Which One Is Right For you?
There are different kinds of loans that banks and other NBFCs offer as part of their services. These loans come in handy for various purposes, including kickstarting a business. While…
Vyapar Credit Card for MSMEs | Benefits, Eligibility, Launch Date
The government is always moving to improve credit access to MSMEs, bringing out new schemes that can help support upcoming entrepreneurs. Over the years, many such attempts have supported the…
What is Debt Trap and Different Ways to Avoid it?
Imagine a situation where you have taken a huge loan or several such loans. And on top of that, you don’t have money to pay the loans. So, what do you…
Difference Between Loan “Write-off and Waive-off”? Meaning, Uses
When a borrower cannot repay their EMIs for more than 90 days, their loan account is considered a ‘bad debt’ by the lender. There are two ways lenders typically deal…
What is a CIBIL Dispute? How to Raise and Resolve Issues?
Have you ever heard about the CIBIL dispute? You would be like what is this? Let’s assume a scenario where you go to a lending institution to take a loan.…
Different Ways to Raise Funds for Business
Planning to start a business? Have you ever considered capital or fundraising for business? Business funding is required to launch any business, whether it is an MSME or a large…
What is Loan Repayment – Different Options, Types
Loan repayment is the process of paying back a loan by making payments. Why do people generally opt for loans? Whether a salaried person or an entrepreneur, there are different…
What is DPD in CIBIL Report? Meaning, Full Form & How It’s Calculated (2025 Guide)
Your CIBIL report contains several key metrics that impact your loan approval chances — and one of the most important is DPD, or Days Past Due. In this blog, we’ll…